Charter 4714 · Bristol, TN
United Southeast Federal Credit Union
United Southeast Federal Credit Union is a federally chartered credit union in Bristol, Tennessee, with $256 million in assets and 23,703 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.49%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as USFCU.
- Total assets
- $256 million
- +6.2% in a year
- Members
- 23,703
- +4.4% in a year
- Net worth ratio
- 13.49%
- Peer median 11.65%
- Loans 60+ days late
- 0.40%
- Peer median 0.70%
- Loans outstanding
- $160 million
- +0.8% in a year
- Shares and deposits
- $221 million
- +4.8% in a year
- Branches
- 6
- 55 employees
- Opened
- 1941
- Federal charter
How United Southeast Federal Credit Union compares
NCUA groups credit unions by size; United Southeast Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.49% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.40%, is lower than the group median of 0.70%. Loans grew 0.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 26 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $256 million | 23,703 | $160 million | 13.49% | 0.40% |
| Q1 2026 | $256 million | 23,504 | $158 million | 13.41% | 0.26% |
| Q4 2025 | $251 million | 23,361 | $161 million | 13.51% | 0.43% |
| Q3 2025 | $242 million | 22,976 | $163 million | 12.52% | 0.47% |
| Q2 2025 | $241 million | 22,698 | $159 million | 12.40% | 0.48% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 581,614 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for United Southeast Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
1545 Bluff City Hwy, Bristol, TN 37620 - Lee Highway Branch
2555 Lee Highway, Bristol, VA 24201 - Boones Creek Branch
4718 N Roan St, Johnson City, TN 37615 - Abingdon Branch
1060 W Main St Ste 1, Abingdon, VA 24210 - Lebanon Branch
1636 E Main St, Lebanon, VA 24266 - Marion Branch
1413 N Main St, Marion, VA 24354
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology