Charter 19867 · Danville, VA
Urw Community Federal Credit Union
Urw Community Federal Credit Union is a federally chartered credit union in Danville, Virginia, with $224 million in assets and 36,020 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.65%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $224 million
- -0.7% in a year
- Members
- 36,020
- +0.5% in a year
- Net worth ratio
- 14.65%
- Peer median 11.65%
- Loans 60+ days late
- 1.47%
- Peer median 0.70%
- Loans outstanding
- $180 million
- -0.5% in a year
- Shares and deposits
- $189 million
- -1.7% in a year
- Branches
- 11
- 56 employees
- Opened
- 1970
- Federal charter
How Urw Community Federal Credit Union compares
NCUA groups credit unions by size; Urw Community Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.65% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.47%, is higher than the group median of 0.70%. Loans fell 0.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 35 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $224 million | 36,020 | $180 million | 14.65% | 1.47% |
| Q1 2026 | $226 million | 35,659 | $176 million | 14.35% | 1.29% |
| Q4 2025 | $221 million | 35,428 | $175 million | 14.48% | 1.77% |
| Q3 2025 | $223 million | 35,805 | $176 million | 14.70% | 1.94% |
| Q2 2025 | $226 million | 35,828 | $180 million | 14.35% | 1.62% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 250,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Urw Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Arnett Branch
539 Arnett Blvd, Danville, VA 24540 - Lowes Drive Office (main office)
314 Lowes Dr, Danville, VA 24540 - DRMC Branch
142 S Main St, Danville, VA 24541 - South Boston Branch
4018 Halifax Rd, South Boston, VA 24592 - Martinsville Branch
796 Commonwealth Blvd, Martinsville, VA 24112 - Yanceyville Branch
1092 Nc Highway 86 N, Yanceyville, NC 27379 - Chatham Branch
13413 Us Highway 29, Chatham, VA 24531
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology