Charter 67720 · Nashville, TN

US Community Credit Union

US Community Credit Union is a state-chartered credit union in Nashville, Tennessee, with $346 million in assets and 25,306 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.52%, well above the 7% that NCUA's rules treat as well capitalized.

Total assets
$346 million
+6.7% in a year
Members
25,306
-2.3% in a year
Net worth ratio
11.52%
Peer median 11.65%
Loans 60+ days late
0.70%
Peer median 0.70%
Loans outstanding
$238 million
+4.6% in a year
Shares and deposits
$301 million
+7.0% in a year
Branches
7
88 employees
Opened
1968
Tennessee charter

How US Community Credit Union compares

NCUA groups credit unions by size; US Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.52% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.70%, is about the same as the group median of 0.70%. Loans grew 4.6% over the year to Q2 2026, against a group median of 2.9% growth.

By assets it ranks 23 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $346 million 25,306 $238 million 11.52% 0.70%
Q1 2026 $348 million 25,463 $239 million 11.19% 0.67%
Q4 2025 $335 million 25,626 $238 million 11.47% 0.74%
Q3 2025 $333 million 25,740 $236 million 11.45% 0.22%
Q2 2025 $324 million 25,901 $227 million 11.47% 0.35%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 5 sites for US Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Hermitage Ave Branch
    89 Hermitage Ave, Nashville, TN 37210
  • Bell Road Branch
    925 Bell Rd, Antioch, TN 37013
  • Mount Juliet Branch
    2700 N Mount Juliet Rd, Mount Juliet, TN 37122
  • Administration Building (main office)
    2622 Old Lebanon Pike Ste 100, Nashville, TN 37214
  • Donelson Branch
    2618 Old Lebanon Pike, Nashville, TN 37214

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology