Charter 66924 · Martinsville, VA
ValleyStar Credit Union
ValleyStar Credit Union is a state-chartered credit union in Martinsville, Virginia, with $503 million in assets and 34,919 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.25%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Martinsville Dupont Empl. Cr. Un, Martinsville Dupont Empl CU, Inc, Martinsville Dupont CU, Martinsville Dupont Credit Union, Martinsville Dupont Cr Un Inc..
- Total assets
- $503 million
- -10.5% in a year
- Members
- 34,919
- -7.0% in a year
- Net worth ratio
- 10.25%
- Peer median 10.79%
- Loans 60+ days late
- 1.76%
- Peer median 0.67%
- Loans outstanding
- $333 million
- -16.9% in a year
- Shares and deposits
- $406 million
- -9.8% in a year
- Branches
- 6
- 137 employees
- Opened
- 1953
- Virginia charter
How ValleyStar Credit Union compares
NCUA groups credit unions by size; ValleyStar Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.25% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.76%, is higher than the group median of 0.67%. Loans fell 16.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 21 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $503 million | 34,919 | $333 million | 10.25% | 1.76% |
| Q1 2026 | $518 million | 36,271 | $353 million | 10.15% | 1.08% |
| Q4 2025 | $540 million | 36,551 | $374 million | 10.04% | 1.26% |
| Q3 2025 | $546 million | 37,245 | $388 million | 10.16% | 1.00% |
| Q2 2025 | $562 million | 37,547 | $401 million | 10.26% | 0.92% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for ValleyStar Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Martinsville (main office)
35 Dupont Rd, Martinsville, VA 24112 - Collinsville
41 Wheeler Ave, Collinsville, VA 24078 - Rocky Mount
1080 Old Franklin Tpke, Rocky Mount, VA 24151 - Danville Main
212 Holt Garrison Pkwy, Danville, VA 24540 - Fishersville
19 Myers Corner Dr Ste A01, Staunton, VA 24401 - Roanoke
3452 Buck Mountain Rd, Roanoke, VA 24018 - Admin
150 Pleasant Breeze Dr, Rocky Mount, VA 24151
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology