NCUA merger report, Q2 2025
Cape Regional merger into Ozark Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q2 2025 lists Cape Regional, of Cape Girardeau, MO, as merging into Ozark Federal Credit Union, of Poplar Bluff, MO. NCUA records the reason as "inability to obtain officials". Cape Regional last filed a call report for Q2 2025, with $19.5M in assets and 2,524 members.
Members of Cape Regional become members of Ozark Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Cape RegionalQ2 2025 | Ozark Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $19.5M | $142.5M |
| Members | 2,524 | 21,175 |
| Net worth ratio | 7.78% | 11.63% |
| Offices | – | 8 |
| Paid on deposits | – | 0.89% |
| New auto loan rate | – | 5.78% |
| Fee income per member | – | $69 |
Figures for Cape Regional are from its call report for Q2 2025; this page carries only its size and capital. Assets for the report quarter: $19.5M merging, $114.6M continuing.
On our member-value score, built only from call-report data, Ozark Federal Credit Union scores 52.8 out of 100.
Ozark Federal Credit Union offices near Cape Girardeau
From NCUA's branch file for Q2 2026, in Cape Girardeau first and then elsewhere in MO. Every Ozark Federal Credit Union location
Cape Girardeau, MO 1
- Cape Girardeau 2427 Cape Centre Dr, Cape Girardeau, MO 63703 Drive-through · ATM
Dexter, MO 1
- Dexter Branch 1117 W Bus Hwy 60, Dexter, MO 63841 Drive-through · ATM
Doniphan, MO 1
- Doniphan Branch 1407 Walnut St, Doniphan, MO 63935 Drive-through · ATM
Jackson, MO 1
- Jackson 5721 Us Highway 61, Jackson, MO 63755 Drive-through · ATM
Piedmont, MO 1
- Piedmont Branch 101 S Main St, Piedmont, MO 63957 Drive-through · ATM
Poplar Bluff, MO 3
- Downtown Branch 221 N 5Th St, Poplar Bluff, MO 63901 Drive-through · ATM
- Main Office 2438 Katy Ln, Poplar Bluff, MO 63901 Main office · Drive-through · ATM
- VAMC Branch 1500 N Westwood Blvd, Poplar Bluff, MO 63901
Source: NCUA Merger Activity and Insurance Report, Q2 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Ozark Federal Credit Union full figures
Questions people ask
Did Cape Regional merge?
Yes. NCUA's Merger Activity and Insurance Report for Q2 2025 lists Cape Regional, of Cape Girardeau, MO, as merging into Ozark Federal Credit Union, of Poplar Bluff, MO. Its last call report was for Q2 2025.
Why did Cape Regional merge?
NCUA records the reason as "inability to obtain officials". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Cape Regional account?
Members and their accounts move to Ozark Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Ozark Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Ozark Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Ozark Federal Credit Union before the merger, your balances are now at one credit union.