NCUA merger report, Q2 2025
Capital merger into Santa Fe Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q2 2025 lists Capital, of Lubbock, TX, as merging into Santa Fe Federal Credit Union, of Amarillo, TX. NCUA records the reason as "expanded services". Capital last filed a call report for Q4 2025, with $4.2M in assets and 854 members.
Members of Capital become members of Santa Fe Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | CapitalQ4 2025 | Santa Fe Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $4.2M | $214.8M |
| Members | 854 | 14,392 |
| Net worth ratio | 25.66% | 12.90% |
| Offices | – | 6 |
| Paid on deposits | – | 1.98% |
| New auto loan rate | – | 6.02% |
| Fee income per member | – | $93 |
Figures for Capital are from its call report for Q4 2025; this page carries only its size and capital. Assets for the report quarter: $7.4M merging, $203.9M continuing.
On our member-value score, built only from call-report data, Santa Fe Federal Credit Union scores 56.7 out of 100.
Santa Fe Federal Credit Union offices near Lubbock
From NCUA's branch file for Q2 2026, in Lubbock first and then elsewhere in TX. Every Santa Fe Federal Credit Union location
Amarillo, TX 2
- Downtown Branch 1422 S Harrison St, Amarillo, TX 79101 Drive-through · ATM
- Hillside Branch 7600 Hillside Rd, Amarillo, TX 79119 Main office · Drive-through · ATM
Borger, TX 1
- Borger Federal Credit Union 1051 N Florida St, Borger, TX 79007 Drive-through · ATM
Lubbock, TX 1
- Lubbock Branch 4210 50Th St Ste E, Lubbock, TX 79413
Pampa, TX 1
- Pampa Branch Office 1939 N Hobart St, Pampa, TX 79065 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q2 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Santa Fe Federal Credit Union full figures
Questions people ask
Did Capital merge?
Yes. NCUA's Merger Activity and Insurance Report for Q2 2025 lists Capital, of Lubbock, TX, as merging into Santa Fe Federal Credit Union, of Amarillo, TX. Its last call report was for Q4 2025.
Why did Capital merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Capital account?
Members and their accounts move to Santa Fe Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Santa Fe Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Santa Fe Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Santa Fe Federal Credit Union before the merger, your balances are now at one credit union.