NCUA merger report, Q4 2025
Central Credit Union of Maryland, in merger into Point Breeze Credit Union
NCUA's Merger Activity and Insurance Report for Q4 2025 lists Central Credit Union of Maryland, in, of Baltimore, MD, as merging into Point Breeze Credit Union, of Hunt Valley, MD. NCUA records the reason as "expanded services". Central Credit Union of Maryland, in last filed a call report for Q1 2026, with $42.2M in assets and 4,369 members.
Members of Central Credit Union of Maryland, in become members of Point Breeze Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Central Credit Union of Maryland, inQ1 2026 | Point Breeze Credit UnionQ2 2026 |
|---|---|---|
| Assets | $42.2M | $1.1B |
| Members | 4,369 | 72,869 |
| Net worth ratio | 12.46% | 14.02% |
| Offices | – | 5 |
| Paid on deposits | – | 1.19% |
| New auto loan rate | – | 5.24% |
| Fee income per member | – | $53 |
Figures for Central Credit Union of Maryland, in are from its call report for Q1 2026; this page carries only its size and capital. Assets for the report quarter: $43.3M merging, $968.0M continuing.
On our member-value score, built only from call-report data, Point Breeze Credit Union scores 59.2 out of 100.
Point Breeze Credit Union offices near Baltimore
From NCUA's branch file for Q2 2026, in Baltimore first and then elsewhere in MD. Every Point Breeze Credit Union location
Baltimore, MD 1
- Rosedale 5 Philadelphia Ct, Baltimore, MD 21237 Drive-through · ATM
Bel Air, MD 1
- Bel Air 410 S Atwood Rd, Bel Air, MD 21014 Drive-through · ATM
Hunt Valley, MD 1
- Hunt Valley 11104 Mccormick Rd, Hunt Valley, MD 21031 Main office · Drive-through · ATM
Owings Mills, MD 1
- Owings Mills 10110 Reisterstown Rd, Owings Mills, MD 21117 Drive-through · ATM
Westminster, MD 1
- Westminster 405 Englar Rd, Westminster, MD 21157 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q4 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Point Breeze Credit Union full figures
Questions people ask
Did Central Credit Union of Maryland, in merge?
Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists Central Credit Union of Maryland, in, of Baltimore, MD, as merging into Point Breeze Credit Union, of Hunt Valley, MD. Its last call report was for Q1 2026.
Why did Central Credit Union of Maryland, in merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Central Credit Union of Maryland, in account?
Members and their accounts move to Point Breeze Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Point Breeze Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Point Breeze Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Point Breeze Credit Union before the merger, your balances are now at one credit union.