Charter 66585 · Hunt Valley, MD
Point Breeze Credit Union
Point Breeze Credit Union is a state-chartered credit union in Hunt Valley, Maryland, with $1.06 billion in assets and 72,869 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.02%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.06 billion
- +9.7% in a year
- Members
- 72,869
- +9.6% in a year
- Net worth ratio
- 14.02%
- Peer median 10.79%
- Loans 60+ days late
- 0.32%
- Peer median 0.67%
- Loans outstanding
- $729 million
- +8.7% in a year
- Shares and deposits
- $914 million
- +9.9% in a year
- Branches
- 5
- 135 employees
- Opened
- 1935
- Maryland charter
How Point Breeze Credit Union compares
NCUA groups credit unions by size; Point Breeze Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.02% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.32%, is lower than the group median of 0.67%. Loans grew 8.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.06 billion | 72,869 | $729 million | 14.02% | 0.32% |
| Q1 2026 | $1.00 billion | 67,607 | $694 million | 13.63% | 0.27% |
| Q4 2025 | $968 million | 67,330 | $692 million | 13.66% | 0.43% |
| Q3 2025 | $960 million | 67,900 | $682 million | 13.59% | 0.45% |
| Q2 2025 | $968 million | 66,481 | $671 million | 13.60% | 0.44% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 369,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Point Breeze Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Hunt Valley (main office)
11104 Mccormick Rd, Hunt Valley, MD 21031 - Bel Air
410 S Atwood Rd, Bel Air, MD 21014 - Rosedale
5 Philadelphia Ct, Baltimore, MD 21237 - Westminster
405 Englar Rd, Westminster, MD 21157 - Owings Mills
10110 Reisterstown Rd, Owings Mills, MD 21117 - Corelation Inc
2305 Historic Decatur Rd, San Diego, CA 92106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology