Charter 9475 · Laurel, MD
Apl Federal Credit Union
Apl Federal Credit Union is a federally chartered credit union in Laurel, Maryland, with $724 million in assets and 31,521 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.84%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $724 million
- +6.6% in a year
- Members
- 31,521
- +2.5% in a year
- Net worth ratio
- 11.84%
- Peer median 10.79%
- Loans 60+ days late
- 0.49%
- Peer median 0.67%
- Loans outstanding
- $486 million
- +7.7% in a year
- Shares and deposits
- $639 million
- +5.7% in a year
- Branches
- 3
- 56 employees
- Opened
- 1954
- Federal charter
How Apl Federal Credit Union compares
NCUA groups credit unions by size; Apl Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.84% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.49%, is lower than the group median of 0.67%. Loans grew 7.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 13 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $724 million | 31,521 | $486 million | 11.84% | 0.49% |
| Q1 2026 | $709 million | 31,150 | $466 million | 11.54% | 0.49% |
| Q4 2025 | $698 million | 30,919 | $457 million | 11.65% | 0.51% |
| Q3 2025 | $681 million | 30,900 | $455 million | 11.59% | 0.48% |
| Q2 2025 | $679 million | 30,764 | $451 million | 11.47% | 0.50% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 339,183 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Apl Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
11050 Johns Hopkins Rd, Laurel, MD 20723 - Campus
11100 Johns Hopkins Rd, Laurel, MD 20723 - McGaw
8870 Mcgaw Rd, Columbia, MD 21045
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology