Charter 10696 · Greenbelt, MD
Educational Systems Federal Credit Union
Educational Systems Federal Credit Union is a federally chartered credit union in Greenbelt, Maryland, with $1.40 billion in assets and 84,473 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.79%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.40 billion
- +7.6% in a year
- Members
- 84,473
- -7.5% in a year
- Net worth ratio
- 10.79%
- Peer median 10.79%
- Loans 60+ days late
- 0.52%
- Peer median 0.67%
- Loans outstanding
- $1.06 billion
- +17.5% in a year
- Shares and deposits
- $1.20 billion
- +5.3% in a year
- Branches
- 13
- 228 employees
- Opened
- 1955
- Federal charter
How Educational Systems Federal Credit Union compares
NCUA groups credit unions by size; Educational Systems Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.79% is about the same as that group's median of 10.79%, and its share of loans 60 or more days past due, 0.52%, is lower than the group median of 0.67%. Loans grew 17.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.40 billion | 84,473 | $1.06 billion | 10.79% | 0.52% |
| Q1 2026 | $1.36 billion | 84,377 | $1.04 billion | 10.98% | 0.43% |
| Q4 2025 | $1.34 billion | 83,975 | $1.00 billion | 10.88% | 0.45% |
| Q3 2025 | $1.28 billion | 92,890 | $944 million | 11.31% | 0.44% |
| Q2 2025 | $1.31 billion | 91,287 | $901 million | 10.95% | 0.41% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for Educational Systems Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
7500 Greenway Center Dr, Greenbelt, MD 20770 - Waldorf
169A Smallwood Village Ctr, Waldorf, MD 20602 - Lexington Park
46320 Lexington Village Way, Lexington Park, MD 20653 - Greenbelt
7500 Greenway Center Dr Ste 140, Greenbelt, MD 20770 - Prince Frederick
705 Prince Frederick Blvd, Prince Frederick, MD 20678 - Rockville
15901 Frederick Rd, Derwood, MD 20855 - Aspen Hill
13711 Georgia Ave, Silver Spring, MD 20906 - Cherry Hill
12500 Prosperity Dr, Silver Spring, MD 20904 - Germantown
19215 Frederick Rd, Germantown, MD 20876 - Clarksburg
23225 Stringtown Rd, Clarksburg, MD 20871 - Annapolis
2625 Riva Rd Ste C, Annapolis, MD 21401 - Forestville
7714 Marlboro Pike, Forestville, MD 20747 - Easton Branch
8448 Ocean Gtwy, Easton, MD 21601 - Bowie
15998 Annapolis Rd, Bowie, MD 20715
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology