Charter 2540 · Aberdeen, MD
Aberdeen Proving Ground Federal Credit Union
Aberdeen Proving Ground Federal Credit Union is a federally chartered credit union in Aberdeen, Maryland, with $2.69 billion in assets and 188,141 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.26%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.69 billion
- +9.1% in a year
- Members
- 188,141
- +7.5% in a year
- Net worth ratio
- 9.26%
- Peer median 10.79%
- Loans 60+ days late
- 0.53%
- Peer median 0.67%
- Loans outstanding
- $2.26 billion
- +9.6% in a year
- Shares and deposits
- $2.39 billion
- +8.4% in a year
- Branches
- 18
- 434 employees
- Opened
- 1938
- Federal charter
How Aberdeen Proving Ground Federal Credit Union compares
NCUA groups credit unions by size; Aberdeen Proving Ground Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.26% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.53%, is lower than the group median of 0.67%. Loans grew 9.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.69 billion | 188,141 | $2.26 billion | 9.26% | 0.53% |
| Q1 2026 | $2.65 billion | 184,732 | $2.25 billion | 9.07% | 0.46% |
| Q4 2025 | $2.61 billion | 182,247 | $2.18 billion | 9.08% | 0.70% |
| Q3 2025 | $2.53 billion | 180,743 | $2.14 billion | 9.29% | 0.73% |
| Q2 2025 | $2.47 billion | 174,947 | $2.06 billion | 8.95% | 0.76% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.8 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 18 sites for Aberdeen Proving Ground Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Havre de Grace Branch
1045 Pulaski Hwy, Havre De Grace, MD 21078 - North East Branch
2011 W Pulaski Hwy, Elkton, MD 21921 - Fallston Branch
210 Mountain Rd, Fallston, MD 21047 - Rising Sun Branch
28 Rising Sun Town Ctr, Rising Sun, MD 21911 - Riverside Branch
1327 Riverside Pkwy, Belcamp, MD 21017 - Chesapeake City Branch
2579 Augustine Herman Hwy, Chesapeake City, MD 21915 - Cecil College Branch
1 Seahawk Dr, North East, MD 21901 - Cockeysville Branch
10301 York Rd, Cockeysville, MD 21030 - Dundalk Branch
1631 Merritt Blvd, Baltimore, MD 21222 - Perry Hall Branch
4371 Ebenezer Rd, Nottingham, MD 21236 - Aberdeen Branch
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 - APG Branch
6485 Operations Ave, Aberdeen Proving Ground, MD 21005 - Edgewood Operations Center (main office)
1321 Pulaski Hwy, Edgewood, MD 21040 - Forest Hill Branch
2010 Rock Spring Rd, Forest Hill, MD 21050 - Laurel Bush Branch
2113 Laurel Bush Rd, Bel Air, MD 21015 - Amyclae Branch
1200 Agora Dr Ste A, Bel Air, MD 21014 - Bel Air Branch
321 S Main St, Bel Air, MD 21014 - Elkton Branch
1204 E Pulaski Hwy, Elkton, MD 21921
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology