Charter 3601 · Rockville, MD
National Institutes of Health Federal Credit Union
National Institutes of Health Federal Credit Union is a federally chartered credit union in Rockville, Maryland, with $817 million in assets and 39,993 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.94%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as NIH Federal Credit Union.
- Total assets
- $817 million
- +0.8% in a year
- Members
- 39,993
- -8.1% in a year
- Net worth ratio
- 7.94%
- Peer median 10.79%
- Loans 60+ days late
- 0.68%
- Peer median 0.67%
- Loans outstanding
- $504 million
- +2.7% in a year
- Shares and deposits
- $742 million
- -0.1% in a year
- Branches
- 7
- 135 employees
- Opened
- 1940
- Federal charter
How National Institutes of Health Federal Credit Union compares
NCUA groups credit unions by size; National Institutes of Health Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 7.94% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.68%, is about the same as the group median of 0.67%. Loans grew 2.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 12 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $817 million | 39,993 | $504 million | 7.94% | 0.68% |
| Q1 2026 | $825 million | 40,745 | $494 million | 8.05% | 0.20% |
| Q4 2025 | $804 million | 41,414 | $493 million | 8.03% | 0.21% |
| Q3 2025 | $814 million | 42,690 | $495 million | 7.88% | 0.23% |
| Q2 2025 | $810 million | 43,504 | $490 million | 7.78% | 0.24% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 376,530 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for National Institutes of Health Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
111 Rockville Pike Ste 500, Rockville, MD 20850 - Branch
9000 Rockville Pike Bldg 10, Bethesda, MD 20892 - Branch
9000 Rockville Pike Bldg 31, Bethesda, MD 20892 - Branch
111 Rockville Pike Ste 100, Rockville, MD 20850 - Fishers Lane (NIAID)
5601 Fishers Lane, Rockville, MD 20852 - The National Cancer Institute (NCI) Shady Grove
9609 Medical Center Dr, Rockville, MD 20850 - Teller Operations Center
111 Rockville Pike Ste 990, Rockville, MD 20850 - Branch
1308 E West Hwy, Silver Spring, MD 20910
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology