Charter 5234 · Lexington Park, MD
Cedar Point Federal Credit Union
Cedar Point Federal Credit Union is a federally chartered credit union in Lexington Park, Maryland, with $906 million in assets and 48,035 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.26%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $906 million
- +6.6% in a year
- Members
- 48,035
- +3.3% in a year
- Net worth ratio
- 9.26%
- Peer median 10.79%
- Loans 60+ days late
- 0.45%
- Peer median 0.67%
- Loans outstanding
- $525 million
- +8.7% in a year
- Shares and deposits
- $819 million
- +6.8% in a year
- Branches
- 6
- 135 employees
- Opened
- 1945
- Federal charter
How Cedar Point Federal Credit Union compares
NCUA groups credit unions by size; Cedar Point Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.26% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.45%, is lower than the group median of 0.67%. Loans grew 8.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $906 million | 48,035 | $525 million | 9.26% | 0.45% |
| Q1 2026 | $903 million | 47,768 | $516 million | 9.07% | 0.20% |
| Q4 2025 | $876 million | 47,409 | $511 million | 9.16% | 0.72% |
| Q3 2025 | $853 million | 46,980 | $504 million | 9.24% | 0.61% |
| Q2 2025 | $850 million | 46,517 | $483 million | 9.09% | 0.60% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 387,769 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Cedar Point Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters (main office)
22745 Maple Rd, Lexington Park, MD 20653 - Prince Frederick
90 Auto Dr, Prince Frederick, MD 20678 - Lexington Park
21748 Three Notch Rd, Lexington Park, MD 20653 - Leonardtown
40885 Merchants Lane Unit 19, Leonardtown, MD 20650 - Charlotte Hall
30330 Three Notch Rd, Charlotte Hall, MD 20622 - Waldorf
11100 Weymouth Ct, Waldorf, MD 20603
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology