NCUA merger report, Q3 2025
Community 1st merger into Harborstone Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Community 1st, of Dupont, WA, as merging into Harborstone Credit Union, of Tacoma, WA. NCUA records the reason as "expanded services". Community 1st last filed a call report for Q3 2025, with $191.0M in assets and 11,027 members.
Members of Community 1st become members of Harborstone Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Community 1stQ3 2025 | Harborstone Credit UnionQ2 2026 |
|---|---|---|
| Assets | $191.0M | $3.1B |
| Members | 11,027 | 121,878 |
| Net worth ratio | 11.49% | 9.34% |
| Offices | – | 30 |
| Paid on deposits | – | 1.78% |
| New auto loan rate | – | 6.34% |
| Fee income per member | – | $55 |
Figures for Community 1st are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $193.6M merging, $2.2B continuing.
On our member-value score, built only from call-report data, Harborstone Credit Union scores 53.3 out of 100.
Harborstone Credit Union offices near Dupont
From NCUA's branch file for Q2 2026, in Dupont first and then elsewhere in WA. Every Harborstone Credit Union location
Bonney Lake, WA 1
- Bonney Lake Branch 20608 State Route 410 E, Bonney Lake, WA 98391 Drive-through · ATM
Dupont, WA 1
- Dupont 955 Ross Loop # 100, Dupont, WA 98327 Drive-through · ATM
Gig Harbor, WA 1
- Gig Harbor 4811 Borgen Blvd, Gig Harbor, WA 98332 Drive-through · ATM
Lacey, WA 1
- Hawks Prairie 1445 Galaxy Dr Ne, Lacey, WA 98516 Drive-through · ATM
Lakewood, WA 2
- Administrative Office 9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 Main office
- Lakewood Branch 6019 Lake Grove St Sw, Lakewood, WA 98499 Drive-through · ATM
Tacoma, WA 2
- 74th Street Branch 7220 Tacoma Mall Blvd, Tacoma, WA 98409 Drive-through · ATM
- Center Street Branch 4720 Center St, Tacoma, WA 98409 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Harborstone Credit Union full figures
Questions people ask
Did Community 1st merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Community 1st, of Dupont, WA, as merging into Harborstone Credit Union, of Tacoma, WA. Its last call report was for Q3 2025.
Why did Community 1st merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Community 1st account?
Members and their accounts move to Harborstone Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Harborstone Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Harborstone Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Harborstone Credit Union before the merger, your balances are now at one credit union.