NCUA merger report, Q3 2025
Ecco merger into Harvesters Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Ecco, of Pace, FL, as merging into Harvesters Federal Credit Union, of Cantonment, FL. NCUA records the reason as "expanded services". Ecco last filed a call report for Q3 2025, with $16.8M in assets and 953 members.
Members of Ecco become members of Harvesters Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | EccoQ3 2025 | Harvesters Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $16.8M | $316.8M |
| Members | 953 | 34,128 |
| Net worth ratio | 31.66% | 9.42% |
| Offices | – | 8 |
| Paid on deposits | – | 1.13% |
| New auto loan rate | – | 7.74% |
| Fee income per member | – | $162 |
Figures for Ecco are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $17.3M merging, $295.0M continuing.
On our member-value score, built only from call-report data, Harvesters Federal Credit Union scores 28.7 out of 100.
Harvesters Federal Credit Union offices near Pace
From NCUA's branch file for Q2 2026, in Pace first and then elsewhere in FL. Every Harvesters Federal Credit Union location
Cantonment, FL 2
- Cantonment Branch 400 S Highway 29, Cantonment, FL 32533 Drive-through · ATM
- Corporate Office 480 S Highway 29, Cantonment, FL 32533 Main office · ATM
Milton, FL 1
- ECCO Branch 4644 E Spencer Field Rd, Milton, FL 32571
Pace, FL 1
- Pace Branch 4487 Highway 90, Pace, FL 32571 Drive-through · ATM
Pensacola, FL 4
- Baptist Campus Branch 1990 N E St, Pensacola, FL 32501 Drive-through · ATM
- Blue Angel Crossing 9285 W Highway 98, Pensacola, FL 32506 Drive-through · ATM
- Cordova Branch 4710 Bayou Blvd, Pensacola, FL 32503 Drive-through · ATM
- Nine Mile Road Branch 1350 W Nine Mile Rd, Pensacola, FL 32534 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Harvesters Federal Credit Union full figures
Questions people ask
Did Ecco merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Ecco, of Pace, FL, as merging into Harvesters Federal Credit Union, of Cantonment, FL. Its last call report was for Q3 2025.
Why did Ecco merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Ecco account?
Members and their accounts move to Harvesters Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Harvesters Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Harvesters Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Harvesters Federal Credit Union before the merger, your balances are now at one credit union.