Florida · NCUA branch file, Q2 2026
Credit unions in Milton, FL
4 credit unions have 5 offices in Milton, Florida, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Santa Rosa County Federal Credit Union has the most here (2); the largest by assets is Penair Credit Union at $2.82 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Santa Rosa County Federal Credit Union | 2 | $223M | 13.62% | 6.02% | Milton, FL |
| Penair Credit Union | 1 | $2.8B | 11.48% | 5.74% | Pensacola, FL |
| Gulf Winds Credit Union | 1 | $1.4B | 9.90% | 5.99% | Pensacola, FL |
| Harvesters Federal Credit Union | 1 | $317M | 9.42% | 7.74% | Cantonment, FL |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Florida credit union loan rates.
Addresses, phone numbers and hours
Santa Rosa County Federal Credit Union
- Main Office 5909 Stewart St, Milton, FL 32570 Main office · Drive-through · ATM
- Milton Branch 6499 Caroline St, Milton, FL 32570 Drive-through · ATM
Penair Credit Union
- Milton 5056 Dogwood Dr, Milton, FL 32570 Drive-through · ATM
Gulf Winds Credit Union
- Milton Branch 5850 Highway 90, Milton, FL 32583 Drive-through · ATM
Harvesters Federal Credit Union
- ECCO Branch 4644 E Spencer Field Rd, Milton, FL 32571
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Florida
- Jacksonville 17
- Tampa 32
- Orlando 19
- Miami 18
- Tallahassee 15
- Pensacola 8
- Gainesville 7
- Lakeland 9
- Melbourne 6
- Ocala 7
- Naples 6
- Panama City 7
- Fort Myers 6
- Sarasota 10
- Pembroke Pines 10
- Bradenton 8
Every Florida city · All Florida credit unions
Questions people ask
How many credit unions are in Milton, FL?
NCUA's branch file for Q2 2026 lists 5 credit union offices in Milton, run by 4 credit unions, 1 of them headquartered in the city.
Which credit union has the most branches in Milton?
Santa Rosa County Federal Credit Union, with 2 offices in Milton. The largest credit union with an office here is Penair Credit Union, with $2.82 billion in assets.
Can I join a credit union in Milton?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.