Florida · NCUA branch file, Q2 2026
Credit unions in Miami, FL
18 credit unions have 45 offices in Miami, Florida, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Space Coast Credit Union has the most here (7); the largest by assets is American Airlines Federal Credit Union at $9.50 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Space Coast Credit Union | 7 | $9.2B | 11.41% | 6.74% | Melbourne, FL |
| Educational Federal Credit Union | 7 | $1.8B | 15.45% | 6.09% | Miami, FL |
| American Airlines Federal Credit Union | 5 | $9.5B | 11.68% | 4.74% | Fort Worth, TX |
| University Credit Union | 4 | $229M | 10.75% | 3.99% | Miami, FL |
| Dade County Federal Credit Union | 3 | $1.5B | 13.09% | 6.24% | Sweetwater, FL |
| Baptist Health South Florida Federal Credit Union | 3 | $140M | 11.04% | 6.25% | Miami, FL |
| Miami Federal Credit Union | 3 | $45.2M | 11.92% | 3.99% | Miami, FL |
| Jetstream Federal Credit Union | 2 | $307M | 9.97% | 6.99% | Miami Lakes, FL |
| Shaw-Ross Employees Credit Union | 2 | $6.8M | 14.89% | – | Miami, FL |
| Justice Federal Credit Union | 1 | $1.1B | 12.12% | 5.39% | Chantilly, VA |
| Power Financial Credit Union | 1 | $1.0B | 14.03% | 5.48% | Pembroke Pines, FL |
| Tropical Financial Credit Union | 1 | $1.0B | 9.47% | 5.88% | Miramar, FL |
| People's Alliance Federal Credit Union | 1 | $322M | 11.13% | 5.45% | Hauppauge, NY |
| Guardians Credit Union | 1 | $310M | 14.68% | 5.29% | West Palm Beach, FL |
| Miami Firefighters Federal Credit Union | 1 | $189M | 12.52% | 4.88% | Miami, FL |
| Miami Postal Service Credit Union | 1 | $184M | 9.25% | 3.49% | Miami, FL |
| Powernet Credit Union | 1 | $125M | 10.05% | 5.68% | Tampa, FL |
| Connect Credit Union | 1 | $103M | 12.98% | 4.99% | Fort Lauderdale, FL |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Florida credit union loan rates.
Addresses, phone numbers and hours
Space Coast Credit Union
- Space Coast Credit Union-Kendall Breeze 12200 Sw 127Th Ave, Miami, FL 33186 Drive-through · ATM
- Space Coast Credit Union-South Dixie 13793 S Dixie Hwy, Miami, FL 33176 ATM
- Space Coast Credit Union-Sunset 7171 Sw 117Th Ave, Miami, FL 33183 ATM
- Space Coast Credit Union - Bird Road 5785 Bird Rd, Miami, FL 33155 Drive-through · ATM
- Space Coast Credit Union - Lago Mar 7250 Sw 157Th Ave, Miami, FL 33193 Drive-through · ATM
- Space Coast Credit Union - Avalon Park 20395 Nw 2Nd Ave, Miami, FL 33169 Drive-through · ATM
- Space Coast Credit Union - Miami Gardens North 20395 Nw 2Nd Ave, Miami, FL 33169 Drive-through · ATM
Educational Federal Credit Union
- Kendall 7800 Sw 117Th Ave, Miami, FL 33183 Main office · Drive-through · ATM
- Downtown 1498 Ne 2Nd Ave, Miami, FL 33132 ATM
- Kendall 7800 Sw 117Th Ave, Miami, FL 33183
- Miami Gardens 18975 Nw 2Nd Ave, Miami, FL 33169 Drive-through · ATM
- Palmetto Bay 17500 S Dixie Hwy, Miami, FL 33157 Drive-through · ATM
- 27th Avenue Branch 2310 Sw 27Th Ave, Miami, FL 33145 Drive-through · ATM
- Miami Dade College, North Campus 11380 Nw 27Th Ave, Miami, FL 33167 ATM
American Airlines Federal Credit Union
- AAFCU - MBL 6205 Waterford District Dr, Miami, FL 33126 ATM
- AAFCU - MIAC 6150 Nw 17Th St Ste 206, Miami, FL 33126 ATM
- AAFCU - MIAM 4450 Nw 22Nd Ct, Miami, FL 33142 ATM
- AAFCU - MIAH Miami International Airport, Miami, FL 33122 ATM
- AAFCU - MIAD Miami International Airport, Miami, FL 33132 ATM
University Credit Union
- West Kendall Center 13241 Sw 136Th St, Miami, FL 33186 Main office · Drive-through · ATM
- RED ROAD BRANCH 6250 Sw 57Th Ave, Miami, FL 33143 ATM
- MEDICAL CENTER 1611 Nw 12Th Ave, Miami, FL 33136 ATM
- FIU University Park Branch 10720 Sw 16Th St, Miami, FL 33165 ATM
Dade County Federal Credit Union
- Downtown Branch 111 Nw 1St St, Miami, FL 33128 ATM
- Jackson Memorial Hospital Branch 1611 Nw 12Th Ave Ste H, Miami, FL 33136 ATM
- Kendall Branch 10900 Sw 88Th St, Miami, FL 33176 Drive-through · ATM
Baptist Health South Florida Federal Credit Union
- Administrative Office 13200 Sw 128Th St, Miami, FL 33186 Main office
- Baptist Branch 8900 N Kendall Dr, Miami, FL 33176 ATM
- West Kendall Branch 9555 Sw 162Nd Ave, Miami, FL 33196 ATM
Miami Federal Credit Union
- Main 51 Sw 1St Ave Ste 604, Miami, FL 33130 Main office · ATM
- Justice 99 Ne 4Th St Fl 2, Miami, FL 33132
- Wilkie 400 N Miami Ave Fl 6, Miami, FL 33128 ATM
Jetstream Federal Credit Union
- Miami Center 7500 Nw 58Th St, Miami, FL 33166 ATM
- Mercy Branch 3663 S Miami Ave Fl 2, Miami, FL 33133 ATM
Shaw-Ross Employees Credit Union
- Main Office 1600 Nw 163Rd St, Miami, FL 33169 Main office
- Vital Records 16501 Nw 16Th Ct, Miami, FL 33169
Justice Federal Credit Union
- Miami LET Branch #33 400 Nw 2Nd Ave Ste 309, Miami, FL 33128 ATM
Power Financial Credit Union
- North Shore Branch 1100 Nw 95Th St, Miami, FL 33150 ATM
Tropical Financial Credit Union
- KENDALL 10510 N Kendall Dr, Miami, FL 33176 ATM
People's Alliance Federal Credit Union
- Miami 5757 Waterford District Dr, Miami, FL 33126 ATM
Guardians Credit Union
- South Florida FCU Main Branch 1902 Nw 14Th Ave, Miami, FL 33125
Miami Firefighters Federal Credit Union
- Miami Firefighters Federal Credit Union 1111 Nw 7Th St, Miami, FL 33136 Main office
Miami Postal Service Credit Union
- Main Office 2190 Nw 72Nd Ave, Miami, FL 33122 Main office · ATM
Powernet Credit Union
- Miami Office 1657 Nw 17Th Ave, Miami, FL 33125
Connect Credit Union
- Miami 1000 Nw 111Th Ave, Miami, FL 33172
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Florida
- Jacksonville 17
- Tampa 32
- Orlando 19
- Tallahassee 15
- Pensacola 8
- Gainesville 7
- Lakeland 9
- Melbourne 6
- Ocala 7
- Naples 6
- Panama City 7
- Fort Myers 6
- Sarasota 10
- Pembroke Pines 10
- Bradenton 8
- Fort Lauderdale 8
Every Florida city · All Florida credit unions
Questions people ask
How many credit unions are in Miami, FL?
NCUA's branch file for Q2 2026 lists 45 credit union offices in Miami, run by 18 credit unions, 7 of them headquartered in the city.
Which credit union has the most branches in Miami?
Space Coast Credit Union, with 7 offices in Miami. The largest credit union with an office here is American Airlines Federal Credit Union, with $9.50 billion in assets.
Can I join a credit union in Miami?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.