Charter 67297 · Melbourne, FL

Space Coast Credit Union

Space Coast Credit Union is a state-chartered credit union in Melbourne, Florida, with $9.15 billion in assets and 705,088 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.41%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as SCCU, Member's Watchdog.

Total assets: $9.15 billion; -0.1% in a year
Members: 705,088; +3.0% in a year
Net worth ratio: 11.41%; Peer median 10.79%
Loans 60+ days late: 0.80%; Peer median 0.67%
Loans outstanding: $7.53 billion; -4.2% in a year
Shares and deposits: $7.76 billion; +6.5% in a year
Branches: 71; 1,301 employees
Opened: 1951; Florida charter

How Space Coast Credit Union compares

NCUA groups credit unions by size; Space Coast Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.41% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.80%, is higher than the group median of 0.67%. Loans fell 4.2% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 4 of 107 credit unions headquartered in Florida. See all Florida credit unions.

Five quarters of figures

Quarter	Assets	Members	Loans	Net worth ratio	60+ days late
Q2 2026	$9.15 billion	705,088	$7.53 billion	11.41%	0.80%
Q1 2026	$9.29 billion	707,051	$7.30 billion	11.01%	0.63%
Q4 2025	$9.12 billion	699,155	$7.52 billion	11.06%	0.70%
Q3 2025	$8.91 billion	692,562	$7.34 billion	11.24%	0.64%
Q2 2025	$9.16 billion	684,320	$7.86 billion	10.61%	0.61%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 23 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 71 sites for Space Coast Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

Space Coast Credit Union-Melbourne Branch
20 S Wickham Rd, Melbourne, FL 32904
Space Coast Credit Union-Airport Branch
1495 Dr Martin Luther King Jr Blvd, Melbourne, FL 32901
Space Coast Credit Union-Bayside Lakes
3340 Bayside Lakes Blvd Se, Palm Bay, FL 32909
Space Coast Credit Union-Baytree Branch
8025 N Wickham Rd, Melbourne, FL 32940
Space Coast Credit Union-Cocoa Beach
1205 N Atlantic Ave, Cocoa Beach, FL 32931
Space Coast Credit Union-Merritt Island
445 Fortenberry Rd, Merritt Island, FL 32952
Space Coast Credit Union-Palm Bay NW
139 Palm Bay Rd Ne, West Melbourne, FL 32904
Space Coast Credit Union-Palm Bay Wal-Mart
845 Palm Bay Rd Ne, Melbourne, FL 32904
Space Coast Credit Union-Palm Bay West
152 Malabar Rd Sw, Palm Bay, FL 32907
Space Coast Credit Union-Port Malabar
5250 Babcock St Ne, Palm Bay, FL 32905
Space Coast Credit Union-Port St. John
6899 N Highway 1, Cocoa, FL 32927
Space Coast Credit Union-Rockledge
1160 Rockledge Blvd, Rockledge, FL 32955
Space Coast Credit Union--Rockledge South
585 Barnes Blvd, Rockledge, FL 32955
Space Coast Credit Union-Titusville
1920 Cheney Hwy, Titusville, FL 32780
Space Coast Credit Union-Daytona Beach
200 Bill France Blvd, Daytona Beach, FL 32114
Space Coast Credit Union-Enterprise Road
2690 Enterprise Rd, Orange City, FL 32763
Space Coast Credit Union-New Smyrna Beach
1701 S Dixie Fwy, New Smyrna Beach, FL 32168
Space Coast Credit Union-Orange City Wal-Mart
2400 Veterans Memorial Pkwy, Orange City, FL 32763
Space Coast Credit Union-Ormond Beach
1185 W Granada Blvd Ste 10A, Ormond Beach, FL 32174
Space Coast Credit Union-Port Orange East
1788 Dunlawton Ave, Port Orange, FL 32127
Space Coast Credit Union-Palm Coast West
10 Leanni Way, Palm Coast, FL 32137
Space Coast Credit Union-Miracle Mile
445 21St St Unit 8, Vero Beach, FL 32960
Space Coast Credit Union-Sebastian
9390 90Th Ave, Sebastian, FL 32958
Space Coast Credit Union-Vero Beach
6030 Elon Ln, Vero Beach, FL 32966
Space Coast Credit Union-Headquarters (main office)
8045 N Wickham Rd, Melbourne, FL 32940
Space Coast Credit Union-Cypress Creek
6260 Powerline Rd, Fort Lauderdale, FL 33309
Space Coast Credit Union-Ft. Lauderdale
1595 N Federal Hwy, Fort Lauderdale, FL 33304
Space Coast Credit Union-Hollywood
5353 Sheridan St, Hollywood, FL 33021
Space Coast Credit Union-Margate
7290 W Atlantic Blvd, Margate, FL 33063
Space Coast Credit Union-East Miramar Branch
2500 S University Dr, Miramar, FL 33025
Space Coast Credit Union-Pine Island
8980 W State Road 84, Davie, FL 33324
Space Coast Credit Union-Sunrise
7751 W Oakland Park Blvd, Sunrise, FL 33351
Space Coast Credit Union-Cutler Bay
19455 S Dixie Hwy, Cutler Bay, FL 33157
Space Coast Credit Union-Kendall Breeze
12200 Sw 127Th Ave, Miami, FL 33186
Space Coast Credit Union-NW 36th Street
6301 Nw 36Th St, Virginia Gardens, FL 33166
Space Coast Credit Union-Palm Springs (Hialeah)
1120 W 49Th St, Hialeah, FL 33012
Space Coast Credit Union-Skylake
1672 Ne Miami Gardens Dr, North Miami Beach, FL 33179
Space Coast Credit Union-South Dixie
13793 S Dixie Hwy, Miami, FL 33176
Space Coast Credit Union-Sunset
7171 Sw 117Th Ave, Miami, FL 33183
Space Coast Credit Union-Boca Raton Mission Bay
20437 State Road 7, Boca Raton, FL 33498

About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology