Charter 68702 · Lake Mary, FL
Addition Financial Credit Union
Addition Financial Credit Union is a state-chartered credit union in Lake Mary, Florida, with $3.81 billion in assets and 259,247 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.98%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.81 billion
- +29.9% in a year
- Members
- 259,247
- +35.2% in a year
- Net worth ratio
- 9.98%
- Peer median 10.79%
- Loans 60+ days late
- 1.40%
- Peer median 0.67%
- Loans outstanding
- $2.13 billion
- +27.7% in a year
- Shares and deposits
- $3.42 billion
- +30.9% in a year
- Branches
- 36
- 750 employees
- Opened
- 1937
- Florida charter
How Addition Financial Credit Union compares
NCUA groups credit unions by size; Addition Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.98% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.40%, is higher than the group median of 0.67%. Loans grew 27.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.81 billion | 259,247 | $2.13 billion | 9.98% | 1.40% |
| Q1 2026 | $3.81 billion | 257,388 | $2.14 billion | 9.80% | 1.10% |
| Q4 2025 | $3.80 billion | 257,389 | $2.18 billion | 9.70% | 1.16% |
| Q3 2025 | $2.98 billion | 193,663 | $1.65 billion | 9.89% | 0.74% |
| Q2 2025 | $2.93 billion | 191,697 | $1.67 billion | 10.22% | 0.71% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 14 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 36 sites for Addition Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Apopka Branch
847 S Orange Blossom Trl, Apopka, FL 32703 - Clermont Branch
2390 E Highway 50, Clermont, FL 34711 - East Orlando Branch
1823 N Alafaya Trl, Orlando, FL 32826 - Fern Park Branch
215 Oxford Rd, Fern Park, FL 32730 - Kissimmee Branch
708 E Vine St, Kissimmee, FL 34744 - Lake Mary Branch (main office)
1000 Primera Blvd, Lake Mary, FL 32746 - Leesburg Branch
8040 Us Highway 441, Leesburg, FL 34788 - Metro West Branch
5990 Metrowest Blvd, Orlando, FL 32835 - Oviedo Branch
1948 W County Road 419, Chuluota, FL 32766 - Pine Hills Branch
4601 Silver Star Rd, Orlando, FL 32808 - Sanford Branch
101 E 25Th St, Sanford, FL 32771 - South Orlando Branch
5301 S Orange Ave, Orlando, FL 32809 - Mills Branch
947 N Mills Ave, Orlando, FL 32803 - Winter Garden Branch
950 9Th St, Winter Garden, FL 34787 - Altamonte Springs Branch
855 S State Road 434, Forest City, FL 32714 - St. Cloud Branch
3335 13Th St, Saint Cloud, FL 34769 - UCF Campus Branch
12795 Aquaris Agora Dr, Orlando, FL 32816 - Orange City Branch
920 Saxon Blvd, Orange City, FL 32763 - Lake Nona Branch
13810 Narcoossee Rd, Orlando, FL 32832 - Longwood Branch
901 E State Road 434, Longwood, FL 32750 - Poinciana Branch
4620 Pleasant Hill Rd, Kissimmee, FL 34759 - Merritt Island Branch
1380 N Courtenay Pkwy, Merritt Island, FL 32953 - Downtown Campus Branch
617 W Livingston St, Orlando, FL 32801 - Eustis Branch
15830 Us Highway 441, Eustis, FL 32726 - The Loop
3070 N Orange Blossom Trail, Kissimmee, FL 34741 - Seminole State College Branch
101 E 25Th St, Sanford, FL 32771 - Appleyard Branch
421 Appleyard Dr, Tallahassee, FL 32304 - Bainbridge Branch
1400 E Shotwell St Ste 140, Bainbridge, GA 39819 - Chattahoochee Branch
303 E Washington St, Chattahoochee, FL 32324 - Downtown Branch
600 N Monroe St, Tallahassee, FL 32301 - Hansell Branch
112 S Hansell St, Thomasville, GA 31792 - Killearn Branch
3519 Thomasville Rd, Tallahassee, FL 32309 - Liberty Branch
85 Liberty St, Thomasville, GA 31757 - Marianna Branch
4942 Highway 90, Marianna, FL 32446 - Parkway Branch
3190 Apalachee Pkwy, Tallahassee, FL 32311 - Quincy Branch
517 W Jefferson St, Quincy, FL 32351
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology