Charter 196 · Tampa, FL
Gte Federal Credit Union
Gte Federal Credit Union is a federally chartered credit union in Tampa, Florida, with $3.12 billion in assets and 232,246 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.13%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as GTE Financial.
- Total assets
- $3.12 billion
- +7.0% in a year
- Members
- 232,246
- +0.9% in a year
- Net worth ratio
- 11.13%
- Peer median 10.79%
- Loans 60+ days late
- 1.08%
- Peer median 0.67%
- Loans outstanding
- $2.71 billion
- +9.6% in a year
- Shares and deposits
- $2.73 billion
- +6.5% in a year
- Branches
- 24
- 551 employees
- Opened
- 1935
- Federal charter
How Gte Federal Credit Union compares
NCUA groups credit unions by size; Gte Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.13% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.08%, is higher than the group median of 0.67%. Loans grew 9.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.12 billion | 232,246 | $2.71 billion | 11.13% | 1.08% |
| Q1 2026 | $3.13 billion | 233,973 | $2.63 billion | 11.25% | 0.96% |
| Q4 2025 | $2.99 billion | 230,346 | $2.51 billion | 11.38% | 1.08% |
| Q3 2025 | $2.91 billion | 229,159 | $2.43 billion | 11.61% | 0.89% |
| Q2 2025 | $2.91 billion | 230,192 | $2.47 billion | 11.45% | 0.95% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 25 sites for Gte Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters (main office)
711 E Henderson Ave, Tampa, FL 33602 - South Tampa
4202 W Kennedy Blvd, Tampa, FL 33609 - Crystal River
5700 N Suncoast Blvd, Crystal River, FL 34428 - Sarasota
3510 Fruitville Rd, Sarasota, FL 34237 - Lakeland - South
1275 Oakbridge Pkwy, Lakeland, FL 33803 - Palm Harbor
29492 Us Highway 19 N, Clearwater, FL 33761 - St Petersburg
4584 38Th Ave N, St Petersburg, FL 33713 - Channelside
140 S Meridian Ave, Tampa, FL 33602 - Plant City
2201 James L Redman Pkwy, Plant City, FL 33563 - Seminole
7691 Starkey Rd, Seminole, FL 33777 - Carrollwood
4802 Gunn Hwy, Tampa, FL 33624 - Hudson
6901 State Road 52, Hudson, FL 34667 - Brandon
101 E Bloomingdale Ave, Brandon, FL 33511 - Land O Lakes
21827 State Road 54, Lutz, FL 33549 - Temple Terrace
9380 N 56Th St, Temple Terrace, FL 33617 - Ocala
3033 Sw College Rd, Ocala, FL 34474 - Town N Country
7563 W Waters Ave, Tampa, FL 33615 - Seffner
1209 W Martin Luther King, Seffner, FL 33584 - Trinity
10848 State Road 54, New Port Richey, FL 34655 - New Tampa
20761 Center Oak Dr, Tampa, FL 33647 - Midtown St Petersburg
2190 18Th Ave S, St Petersburg, FL 33712 - Riverview
11480 Us Highway 301 S, Riverview, FL 33578 - Lakeland - North
5320 Us Highway 98 N, Lakeland, FL 33809 - Lakewood Ranch
7375 University Pkwy, Bradenton, FL 34202 - Clearwater
2168 Gulf To Bay Blvd, Clearwater, FL 33765
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology