Charter 9788 · Fort Walton Beach, FL
Eglin Federal Credit Union
Eglin Federal Credit Union is a federally chartered credit union in Fort Walton Beach, Florida, with $3.09 billion in assets and 121,815 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.09 billion
- +4.6% in a year
- Members
- 121,815
- -1.9% in a year
- Net worth ratio
- 13.06%
- Peer median 10.79%
- Loans 60+ days late
- 0.35%
- Peer median 0.67%
- Loans outstanding
- $927 million
- -6.3% in a year
- Shares and deposits
- $2.66 billion
- +3.8% in a year
- Branches
- 12
- 451 employees
- Opened
- 1954
- Federal charter
How Eglin Federal Credit Union compares
NCUA groups credit unions by size; Eglin Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.06% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.35%, is lower than the group median of 0.67%. Loans fell 6.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 12 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.09 billion | 121,815 | $927 million | 13.06% | 0.35% |
| Q1 2026 | $3.09 billion | 121,775 | $935 million | 12.76% | 0.31% |
| Q4 2025 | $3.07 billion | 122,434 | $959 million | 12.59% | 0.60% |
| Q3 2025 | $2.99 billion | 123,744 | $969 million | 12.65% | 0.38% |
| Q2 2025 | $2.96 billion | 124,177 | $989 million | 12.52% | 0.39% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 507,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Eglin Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Eglin Federal Credit Union (main office)
838 Eglin Pkwy Ne, Fort Walton Beach, FL 32547 - Navarre Branch
9830 Navarre Pkwy, Navarre, FL 32566 - Eglin AFB Branch
601 E Eglin Blvd, Eglin Afb, FL 32542 - Hurlburt Field Branch
108 Lielmanis Ave, Hurlburt Field, FL 32544 - North Crestivew Branch
1127 Industrial Dr, Crestview, FL 32539 - South Crestview Branch
1498 S Ferdon Blvd, Crestview, FL 32536 - Mary Esther Branch
321 E Hollywood Blvd, Mary Esther, FL 32569 - Bluewater Bay Branch
4558 E Highway 20, Niceville, FL 32578 - Destin Branch
180 Main St, Destin, FL 32541 - Pace Branch
4413 Highway 90, Pace, FL 32571 - Freeport Branch
16970 Us Highway 331 S, Freeport, FL 32439 - Operations Center
340 Beal Pkwy N, Fort Walton Beach, FL 32548 - DeFuniak Springs
677 Us Highway 90 W, Defuniak Springs, FL 32433
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology