Charter 68417 · Orlando, FL
Fairwinds Credit Union
Fairwinds Credit Union is a state-chartered credit union in Orlando, Florida, with $5.34 billion in assets and 258,151 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.17%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $5.34 billion
- +5.6% in a year
- Members
- 258,151
- +7.7% in a year
- Net worth ratio
- 11.17%
- Peer median 10.79%
- Loans 60+ days late
- 0.46%
- Peer median 0.67%
- Loans outstanding
- $3.44 billion
- +5.3% in a year
- Shares and deposits
- $4.80 billion
- +4.7% in a year
- Branches
- 31
- 610 employees
- Opened
- 1949
- Florida charter
How Fairwinds Credit Union compares
NCUA groups credit unions by size; Fairwinds Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.17% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.46%, is lower than the group median of 0.67%. Loans grew 5.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.34 billion | 258,151 | $3.44 billion | 11.17% | 0.46% |
| Q1 2026 | $5.29 billion | 252,617 | $3.41 billion | 11.14% | 0.28% |
| Q4 2025 | $5.05 billion | 247,428 | $3.39 billion | 11.08% | 0.29% |
| Q3 2025 | $5.10 billion | 243,453 | $3.33 billion | 11.03% | 0.24% |
| Q2 2025 | $5.06 billion | 239,737 | $3.26 billion | 10.71% | 0.29% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 19 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 30 sites for Fairwinds Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Full Sail
401 S Semoran Blvd, Winter Park, FL 32792 - Oviedo - Red Bug
8305 Red Bug Lake Rd, Oviedo, FL 32765 - Sanford - Downtown
420 W 1St St, Sanford, FL 32771 - Waterford Lakes
881 N Alafaya Trl, Orlando, FL 32828 - Apopka
1621 S Orange Blossom Trl, Apopka, FL 32703 - Avalon Park
12800 Tanja King Blvd, Orlando, FL 32828 - Clermont
1380 S Grand Hwy, Clermont, FL 34711 - Deltona
111 Howland Blvd, Deltona, FL 32738 - Mount Dora
18415 Us Highway 441, Mount Dora, FL 32757 - Sanford - Lake Forest
5020 W State Road 46, Sanford, FL 32771 - Lake Mary
2879 W Lake Mary Blvd, Lake Mary, FL 32746 - Leesburg
27414 Us Highway 27, Leesburg, FL 34748 - Longwood
800 E State Road 434, Longwood, FL 32750 - Metrowest
5875 Arnold Palmer Dr, Orlando, FL 32835 - Orange City
2487 Enterprise Rd, Orange City, FL 32763 - Oviedo - Mitchell Hammock
1425 E Mitchell Hammock Rd, Oviedo, FL 32765 - Four Corners
742 Cagan View Rd, Clermont, FL 34714 - South Semoran
2375 S Semoran Blvd, Orlando, FL 32822 - Kissimmee - St Cloud
2975 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744 - Tuskawilla
1475 Tuskawilla Rd, Winter Springs, FL 32708 - Universal Studios
5900 Universal Blvd Bldg B6, Orlando, FL 32819 - Vista Lakes
7037 Narcoossee Rd, Orlando, FL 32822 - Winter Garden
13580 W Colonial Dr, Winter Garden, FL 34787 - Downtown Orlando (main office)
135 W Central Blvd, Orlando, FL 32801 - UCF Campus
105 Aquaris Agora Dr, Orlando, FL 32816 - Winter Park
699 N Orlando Ave, Winter Park, FL 32789 - Deland
302 E New York Ave, Deland, FL 32724 - Altamonte Springs
891 E Altamonte Dr, Altamonte Springs, FL 32701 - New Smyrna Beach
2222 Florida 44, New Smyrna Beach, FL 32168 - Ormond Beach
208 S Nova Rd, Ormond Beach, FL 32174
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology