Charter 67290 · Jacksonville, FL
Community First Credit Union of Flo
Community First Credit Union of Flo is a state-chartered credit union in Jacksonville, Florida, with $3.21 billion in assets and 194,282 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.26%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.21 billion
- +14.4% in a year
- Members
- 194,282
- +6.0% in a year
- Net worth ratio
- 12.26%
- Peer median 10.79%
- Loans 60+ days late
- 0.63%
- Peer median 0.67%
- Loans outstanding
- $2.38 billion
- +11.2% in a year
- Shares and deposits
- $2.80 billion
- +15.2% in a year
- Branches
- 28
- 467 employees
- Opened
- 1961
- Florida charter
How Community First Credit Union of Flo compares
NCUA groups credit unions by size; Community First Credit Union of Flo is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.26% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.63%, is about the same as the group median of 0.67%. Loans grew 11.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.21 billion | 194,282 | $2.38 billion | 12.26% | 0.63% |
| Q1 2026 | $3.17 billion | 191,902 | $2.27 billion | 12.13% | 0.60% |
| Q4 2025 | $3.04 billion | 188,741 | $2.23 billion | 12.48% | 0.80% |
| Q3 2025 | $2.89 billion | 186,039 | $2.19 billion | 12.94% | 0.70% |
| Q2 2025 | $2.81 billion | 183,206 | $2.14 billion | 13.03% | 0.74% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 26 sites for Community First Credit Union of Flo. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters (main office)
637 N Lee St, Jacksonville, FL 32204 - Beaches
1451 3Rd St S, Jacksonville Beach, FL 32250 - Arlington
7676 Merrill Rd, Jacksonville, FL 32277 - Downtown
623 N Main St, Jacksonville, FL 32202 - Fleming Island
2004 Eastwest Pkwy, Fleming Island, FL 32003 - Lem Turner
11907 Lem Turner Rd, Jacksonville, FL 32218 - Northside
1623 Edgewood Ave W, Jacksonville, FL 32208 - UNF
1 Unf Dr Bldg 1402, Jacksonville, FL 32224 - Yulee
463909 State Road 200, Yulee, FL 32097 - Hodges
13808 Beach Blvd, Jacksonville, FL 32224 - Orange Park
625 Blanding Blvd, Orange Park, FL 32073 - Lakewood
1670 University Blvd W, Jacksonville, FL 32217 - Westside
7640 103Rd St, Jacksonville, FL 32210 - St. John's
3581 N Ponce De Leon Blvd, Saint Augustine, FL 32084 - Mandarin
11200 San Jose Blvd, Jacksonville, FL 32223 - Bartram
13910 Village Lake Cir, Jacksonville, FL 32258 - Riverside Branch
1012 Margaret St, Jacksonville, FL 32204 - Oakleaf
9690 Applecross Rd, Jacksonville, FL 32222 - Neptune Beach
1425 Atlantic Blvd, Neptune Beach, FL 32266 - Headquarters 2
701 W Adams St, Jacksonville, FL 32204 - Boulevard Crossings
5617 Beach Blvd, Jacksonville, FL 32207 - Northpoint
3133 New Berlin Rd, Jacksonville, FL 32226 - Gate Parkway
7543 Gate Parkway, Jacksonville, FL 32256 - Murabella
5360 State Road 16, Saint Augustine, FL 32092 - Beachwalk
525 Beachwalk Shore Dr, St Johns, FL 32259 - Callahan
542523 Us Highway 1, Callahan, FL 32011
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology