Charter 67330 · Miami, FL
Miami Postal Service Credit Union
Miami Postal Service Credit Union is a state-chartered credit union in Miami, Florida, with $184 million in assets and 12,757 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.25%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as MPS Credit Union.
- Total assets
- $184 million
- -4.8% in a year
- Members
- 12,757
- -3.5% in a year
- Net worth ratio
- 9.25%
- Peer median 11.65%
- Loans 60+ days late
- 0.26%
- Peer median 0.70%
- Loans outstanding
- $117 million
- +0.9% in a year
- Shares and deposits
- $165 million
- -5.1% in a year
- Branches
- 3
- 45 employees
- Opened
- 1991
- Florida charter
How Miami Postal Service Credit Union compares
NCUA groups credit unions by size; Miami Postal Service Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.25% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.26%, is lower than the group median of 0.70%. Loans grew 0.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 56 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $184 million | 12,757 | $117 million | 9.25% | 0.26% |
| Q1 2026 | $193 million | 12,825 | $115 million | 8.86% | 0.18% |
| Q4 2025 | $188 million | 12,949 | $114 million | 9.10% | 0.18% |
| Q3 2025 | $191 million | 13,063 | $117 million | 9.36% | 0.56% |
| Q2 2025 | $194 million | 13,223 | $116 million | 9.75% | 0.81% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Miami Postal Service Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
2190 Nw 72Nd Ave, Miami, FL 33122 - Miami Gardens (MGB)
6171 Nw 183Rd St, Hialeah, FL 33015 - Pinecrest Branch (PCB)
12677 S Dixie Hwy, Pinecrest, FL 33156
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology