Florida · NCUA branch file, Q2 2026

Credit unions in Lakeland, FL

9 credit unions have 22 offices in Lakeland, Florida, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Midflorida Credit Union has the most here (9); the largest by assets is Suncoast Credit Union at $20.8 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Midflorida Credit Union9$9.8B10.69%4.99%Lakeland, FL
Publix Employees Federal Credit Union3$1.8B11.29%5.09%Lakeland, FL
Suncoast Credit Union2$20.8B10.12%6.00%Tampa, FL
Gte Federal Credit Union2$3.1B11.13%5.99%Tampa, FL
Trax Federal Credit Union2$485M12.98%6.17%Tampa, FL
Lake Michigan Credit Union1$17.3B11.27%5.99%Grand Rapids, MI
Baxter Credit Union1$6.4B10.25%3.99%Vernon Hills, IL
Floridacentral Credit Union1$622M7.83%5.25%Tampa, FL
Faith Connection Federal Credit Union1$32.4M10.32%6.23%Marietta, GA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Florida credit union loan rates.

Addresses, phone numbers and hours

Midflorida Credit Union

  • 15-Tower 129 S Kentucky Ave, Lakeland, FL 33801 863-688-3733 · Monday 9:00 am - 5:00 pm Tuesday 9:00 am - 5:00 pm Wednesday 10:30 am - 5:00 pm Thursday… Main office · ATM
  • 05-South Lakeland 6040 S Florida Ave, Lakeland, FL 33813 863-688-3733 · Lobby Monday 9:00 am - 5:00 pm; Tuesday 9:00 am - 5:00 pm; Wednesday 10:30 - 5:00PM; Thu… Drive-through · ATM
  • 27-Crystal Lake 1817 Crystal Lake Dr, Lakeland, FL 33801 863-688-3733 · Lobby Monday 9:00 am - 5:00 pm; Tuesday 9:00 am - 5:00 pm; Wednesday 10:30 - 5:00PM; Thu… Drive-through · ATM
  • 10-Hollingsworth 3008 S Florida Ave, Lakeland, FL 33803 863-688-3733 · Lobby Monday 9:00 am - 5:00 pm; Tuesday 9:00 am - 5:00 pm; Wednesday 10:30 - 5:00PM; Thu… Drive-through · ATM
  • 07-Mall 1090 Wedgewood Estates Blvd, Lakeland, FL 33809 863-688-3733 · Lobby Monday 9:00 am - 5:00 pm; Tuesday 9:00 am - 5:00 pm; Wednesday 10:30 - 5:00PM; Thu… Drive-through · ATM
  • 24-Highland City 5301 Us Highway 98 S, Lakeland, FL 33812 863-688-3733 · Lobby Monday 9:00 am - 5:00 pm; Tuesday 9:00 am - 5:00 pm; Wednesday 10:30 - 5:00PM; Thu… Drive-through · ATM
  • 08-North Lakeland 7301 Us Highway 98 N, Lakeland, FL 33809 863-688-3733 · Lobby Monday 9:00 am - 5:00 pm; Tuesday 9:00 am - 5:00 pm; Wednesday 10:30 - 5:00PM; Thu… Drive-through · ATM
  • Tower Annex 205 S Florida Ave, Lakeland, FL 33801 863-688-3733 · **Drive-Thru Only**Hours; Monday: 7:00 am - 7:00 pm; Tuesday: 7:00 am - 7:00 pm; Wednesd… Drive-through · ATM
  • 49-Harden 2100 Harden Blvd, Lakeland, FL 33803 863-688-3733 · Lobby Monday 9:00 am - 5:00 pm; Tuesday 9:00 am - 5:00 pm; Wednesday 10:30 - 5:00PM; Thu… Drive-through · ATM

Publix Employees Federal Credit Union

  • Publix Employees Federal Credit Union 3005 New Tampa Hwy, Lakeland, FL 33815 863-683-6404 · Monday-Friday 8:00a.m.-5:00p.m. Main office · ATM
  • PEFCU/Lakeland Branch 3005 New Tampa Hwy, Lakeland, FL 33815 863-683-6404 · Mon, Tues, Thurs, Fri 8:30am-5pm Wed 10:00am-5pm ATM
  • PEFCU/Oakbridge Branch 1215 N Parkway Frontage Rd, Lakeland, FL 33803 800-226-6673 · Mon, Tues, Thurs, Fri 8:30am - 5:00pm Wed 10:00am - 5:00pm Drive-through · ATM

Suncoast Credit Union

  • Lakeland (BR 124) 919 Lakeland Park Center Dr Unit 360, Lakeland, FL 33809 800-999-5667 · Branch Operations M -T 8:30AM - 5:00PM F 8:30AM - 6:00PM ITMs M - F 7:00AM - 8:00PM Sat… ATM
  • South Lakeland (BR 173) 6405 S Florida Ave, Lakeland, FL 33813 800-999-5887 · Branch OperationsM -Th 8:30AM - 5:00PM; Fri 8:30AM - 6:00PMITMsM - F 7:00AM - 8:00PM; Sa… Drive-through · ATM

Gte Federal Credit Union

  • Lakeland - South 1275 Oakbridge Pkwy, Lakeland, FL 33803 863-262-4797 · M-F 9-5 Drive-through · ATM
  • Lakeland - North 5320 Us Highway 98 N, Lakeland, FL 33809 863-225-9804 · M-F 9am-5pm - Sat 9am-1pm Drive-through · ATM

Trax Federal Credit Union

  • South Lakeland 2315 Drane Field Rd, Lakeland, FL 33811 813-800-8729 · M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m. Drive-through · ATM
  • North Lakeland 3305 Lakeland Hills Blvd, Lakeland, FL 33805 813-800-8729 · M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m. Drive-through · ATM

Lake Michigan Credit Union

  • Lakeland 439 S Florida Ave, Lakeland, FL 33801 863-513-1200 · Lobby Hours: Monday - Thursday 9AM-4PM, Friday 9AM-5:00 Drive Thru Hours: Monday - Frida… Drive-through

Baxter Credit Union

  • Lakeland 3535 W Pipkin Rd, Lakeland, FL 33811 847-932-8367 · 8:30am - 4:00pm ATM

Floridacentral Credit Union

  • 50- Lakeland Branch 4630 S Florida Ave, Lakeland, FL 33813 863-687-4166 · Monday-Thursday 8:00am-5:00pm Friday 8:00am-6:00pm Drive-through · ATM

Faith Connection Federal Credit Union

  • Florida Office 450 Martin L King Jr Ave, Lakeland, FL 33815 863-687-2136 · Monday - Thursday 9 - 4 Friday 9 - 3

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Florida

Every Florida city · All Florida credit unions

Questions people ask

How many credit unions are in Lakeland, FL?

NCUA's branch file for Q2 2026 lists 22 credit union offices in Lakeland, run by 9 credit unions, 2 of them headquartered in the city.

Which credit union has the most branches in Lakeland?

Midflorida Credit Union, with 9 offices in Lakeland. The largest credit union with an office here is Suncoast Credit Union, with $20.8 billion in assets.

Can I join a credit union in Lakeland?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.