Charter 67668 · Tampa, FL
Floridacentral Credit Union
Floridacentral Credit Union is a state-chartered credit union in Tampa, Florida, with $622 million in assets and 44,253 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.83%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $622 million
- +2.2% in a year
- Members
- 44,253
- +3.1% in a year
- Net worth ratio
- 7.83%
- Peer median 10.79%
- Loans 60+ days late
- 0.69%
- Peer median 0.67%
- Loans outstanding
- $407 million
- +2.2% in a year
- Shares and deposits
- $589 million
- +1.3% in a year
- Branches
- 13
- 145 employees
- Opened
- 1954
- Florida charter
How Floridacentral Credit Union compares
NCUA groups credit unions by size; Floridacentral Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 7.83% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.69%, is about the same as the group median of 0.67%. Loans grew 2.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 35 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $622 million | 44,253 | $407 million | 7.83% | 0.69% |
| Q1 2026 | $622 million | 43,878 | $408 million | 7.84% | 0.54% |
| Q4 2025 | $615 million | 43,564 | $404 million | 7.83% | 0.66% |
| Q3 2025 | $593 million | 43,181 | $404 million | 8.02% | 0.51% |
| Q2 2025 | $608 million | 42,911 | $398 million | 7.74% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Floridacentral Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
3333 Henderson Blvd, Tampa, FL 33609 - 30- Bradenton Branch
701 9Th St W, Bradenton, FL 34205 - 45- St. Petersburg Branch
400 16Th St N, Saint Petersburg, FL 33705 - 50- Lakeland Branch
4630 S Florida Ave, Lakeland, FL 33813 - 60- Brandon Branch
334 Oakfield Dr, Brandon, FL 33511 - 80- Port Charlotte Branch
1600 Tamiami Trl, Port Charlotte, FL 33948 - 43- Clearwater Branch
2201 Ne Coachman Rd Ste 101, Clearwater, FL 33765 - 21- Trinity Branch
10175 State Road 54, New Port Richey, FL 34655 - 40- Seminole Branch
8202 113Th St, Seminole, FL 33772 - 15- Citrus Park Branch
8620 Citrus Park Dr, Tampa, FL 33625 - 35 - Sarasota Branch
3451 Cattlemen Rd, Sarasota, FL 34232 - 10 - South Tampa
3902 Henderson Blvd, Tampa, FL 33629 - 70 - New Tampa Branch
17502 Dona Michelle Dr, Tampa, FL 33647
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology