Charter 23020 · Lakeland, FL
Publix Employees Federal Credit Union
Publix Employees Federal Credit Union is a federally chartered credit union in Lakeland, Florida, with $1.80 billion in assets and 125,683 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.29%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.80 billion
- +11.6% in a year
- Members
- 125,683
- +4.7% in a year
- Net worth ratio
- 11.29%
- Peer median 10.79%
- Loans 60+ days late
- 0.48%
- Peer median 0.67%
- Loans outstanding
- $1.10 billion
- +14.6% in a year
- Shares and deposits
- $1.60 billion
- +11.7% in a year
- Branches
- 12
- 274 employees
- Opened
- 1978
- Federal charter
How Publix Employees Federal Credit Union compares
NCUA groups credit unions by size; Publix Employees Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.29% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.48%, is lower than the group median of 0.67%. Loans grew 14.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 18 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.80 billion | 125,683 | $1.10 billion | 11.29% | 0.48% |
| Q1 2026 | $1.78 billion | 124,804 | $1.02 billion | 11.18% | 0.39% |
| Q4 2025 | $1.68 billion | 123,371 | $1.00 billion | 11.62% | 0.43% |
| Q3 2025 | $1.64 billion | 121,710 | $995 million | 11.70% | 0.26% |
| Q2 2025 | $1.61 billion | 120,059 | $964 million | 11.62% | 0.20% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 225,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Publix Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Publix Employees Federal Credit Union (main office)
3005 New Tampa Hwy, Lakeland, FL 33815 - PEFCU/Pembroke Pines Branch
219 N University Dr, Pembroke Pines, FL 33024 - PEFCU/Altamonte Springs Branch
482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 - PEFCU/Kendall Town Branch
9730 Hutchinson Park Dr, Jacksonville, FL 32225 - PEFCU/Sarasota Branch
3564 Clark Rd, Sarasota, FL 34231 - PEFCU/Royal Palm Beach Branch
11957 Southern Blvd, Royal Palm Beach, FL 33411 - PEFCU/Lakeland Branch
3005 New Tampa Hwy, Lakeland, FL 33815 - PEFCU/Lawrenceville Branch
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 - PEFCU/Mandarin Branch
11112 San Jose Blvd, Jacksonville, FL 32223 - PEFCU/Normandy Branch
8101 Normandy Blvd, Jacksonville, FL 32221 - PEFCU/Oakbridge Branch
1215 N Parkway Frontage Rd, Lakeland, FL 33803
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology