Charter 67327 · Miami, FL
Shaw-Ross Employees Credit Union
Shaw-Ross Employees Credit Union is a state-chartered credit union in Miami, Florida, with $6.8 million in assets and 575 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.89%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $6.8 million
- -9.3% in a year
- Members
- 575
- -4.5% in a year
- Net worth ratio
- 14.89%
- Peer median 17.30%
- Loans 60+ days late
- 0.53%
- Peer median 0.86%
- Loans outstanding
- $348 thousand
- +11.1% in a year
- Shares and deposits
- $5.8 million
- -11.2% in a year
- Branches
- 1
- 0 employees
- Opened
- 1982
- Florida charter
How Shaw-Ross Employees Credit Union compares
NCUA groups credit unions by size; Shaw-Ross Employees Credit Union is in the group with $2 million to $10 million (539 credit unions). Its net worth ratio of 14.89% is lower than that group's median of 17.30%, and its share of loans 60 or more days past due, 0.53%, is lower than the group median of 0.86%. Loans grew 11.1% over the year to Q2 2026, against a group median of a 6.0% fall.
By assets it ranks 103 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.8 million | 575 | $348 thousand | 14.89% | 0.53% |
| Q1 2026 | $7.0 million | 574 | $328 thousand | 14.45% | 0.74% |
| Q4 2025 | $7.0 million | 584 | $306 thousand | 14.47% | 0.42% |
| Q3 2025 | $7.3 million | 594 | $303 thousand | 13.62% | 0.00% |
| Q2 2025 | $7.5 million | 602 | $313 thousand | 13.11% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Shaw-Ross Employees Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1600 Nw 163Rd St, Miami, FL 33169 - Vital Records
16501 Nw 16Th Ct, Miami, FL 33169
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology