NCUA merger report, Q2 2025
Emery merger into Sharefax Credit Union
NCUA's Merger Activity and Insurance Report for Q2 2025 lists Emery, of Cincinnati, OH, as merging into Sharefax Credit Union, of Cincinnati, OH. NCUA records the reason as "expanded services". Emery last filed a call report for Q3 2025, with $196.5M in assets and 12,915 members.
Members of Emery become members of Sharefax Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | EmeryQ3 2025 | Sharefax Credit UnionQ2 2026 |
|---|---|---|
| Assets | $196.5M | $720.8M |
| Members | 12,915 | 41,170 |
| Net worth ratio | 8.88% | 9.82% |
| Offices | – | 10 |
| Paid on deposits | – | 2.11% |
| New auto loan rate | – | 5.84% |
| Fee income per member | – | $116 |
Figures for Emery are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $197.4M merging, $507.3M continuing.
On our member-value score, built only from call-report data, Sharefax Credit Union scores 51.7 out of 100.
Sharefax Credit Union offices near Cincinnati
From NCUA's branch file for Q2 2026, in Cincinnati first and then elsewhere in OH. Every Sharefax Credit Union location
Batavia, OH 1
- BATAVIA 1147 Old State Route 74, Batavia, OH 45103 Drive-through · ATM
Cincinnati, OH 4
- BLUE ASH 7890 E Kemper Rd, Cincinnati, OH 45249 Drive-through · ATM
- EASTGATE 604 Ivy Gateway, Cincinnati, OH 45245 Main office · Drive-through · ATM
- EVENDALE 10590 Reading Rd, Cincinnati, OH 45241 Drive-through · ATM
- WESTERN HILLS 6060 Bridgetown Rd, Cincinnati, OH 45248 Drive-through · ATM
Lebanon, OH 1
- LEBANON 1550 Genntown Dr, Lebanon, OH 45036 Drive-through · ATM
Mason, OH 1
- MASON 7443 S Mason Montgomery Rd, Mason, OH 45040 Drive-through · ATM
Milford, OH 1
- MILFORD 5855 Cinema Dr, Milford, OH 45150 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q2 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Sharefax Credit Union full figures
Questions people ask
Did Emery merge?
Yes. NCUA's Merger Activity and Insurance Report for Q2 2025 lists Emery, of Cincinnati, OH, as merging into Sharefax Credit Union, of Cincinnati, OH. Its last call report was for Q3 2025.
Why did Emery merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Emery account?
Members and their accounts move to Sharefax Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Sharefax Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Sharefax Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Sharefax Credit Union before the merger, your balances are now at one credit union.