Charter 61090 · Cincinnati, OH
Sharefax Credit Union
Sharefax Credit Union is a state-chartered credit union in Cincinnati, Ohio, with $721 million in assets and 41,170 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.82%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $721 million
- +37.7% in a year
- Members
- 41,170
- +27.3% in a year
- Net worth ratio
- 9.82%
- Peer median 10.79%
- Loans 60+ days late
- 1.11%
- Peer median 0.67%
- Loans outstanding
- $518 million
- +43.4% in a year
- Shares and deposits
- $643 million
- +37.0% in a year
- Branches
- 10
- 132 employees
- Opened
- 1960
- Ohio charter
How Sharefax Credit Union compares
NCUA groups credit unions by size; Sharefax Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.82% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.11%, is higher than the group median of 0.67%. Loans grew 43.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 15 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $721 million | 41,170 | $518 million | 9.82% | 1.11% |
| Q1 2026 | $726 million | 42,151 | $503 million | 9.56% | 0.87% |
| Q4 2025 | $722 million | 42,016 | $508 million | 9.51% | 0.61% |
| Q3 2025 | $514 million | 29,751 | $366 million | 10.12% | 0.60% |
| Q2 2025 | $524 million | 32,342 | $361 million | 9.82% | 0.57% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.6 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Sharefax Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- BATAVIA
1147 Old State Route 74, Batavia, OH 45103 - EVENDALE
10590 Reading Rd, Cincinnati, OH 45241 - MASON
7443 S Mason Montgomery Rd, Mason, OH 45040 - MILFORD
5855 Cinema Dr, Milford, OH 45150 - IRON MOUTAIN DATA CENTER
615 N 48Th St, Phoenix, AZ 85008 - LEBANON
1550 Genntown Dr, Lebanon, OH 45036 - EASTGATE (main office)
604 Ivy Gateway, Cincinnati, OH 45245 - BLUE ASH
7890 E Kemper Rd, Cincinnati, OH 45249 - LIBERTY TOWNSHIP
7350 Liberty One Dr, Liberty Township, OH 45044 - WESTERN HILLS
6060 Bridgetown Rd, Cincinnati, OH 45248
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology