Charter 63532 · Piketon, OH
Atomic Credit Union
Atomic Credit Union is a state-chartered credit union in Piketon, Ohio, with $855 million in assets and 89,256 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.57%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $855 million
- +11.3% in a year
- Members
- 89,256
- +6.9% in a year
- Net worth ratio
- 8.57%
- Peer median 10.79%
- Loans 60+ days late
- 0.24%
- Peer median 0.67%
- Loans outstanding
- $714 million
- +12.0% in a year
- Shares and deposits
- $776 million
- +11.1% in a year
- Branches
- 18
- 274 employees
- Opened
- 1955
- Ohio charter
How Atomic Credit Union compares
NCUA groups credit unions by size; Atomic Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.57% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.24%, is lower than the group median of 0.67%. Loans grew 12.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $855 million | 89,256 | $714 million | 8.57% | 0.24% |
| Q1 2026 | $848 million | 87,892 | $689 million | 8.55% | 0.24% |
| Q4 2025 | $816 million | 86,653 | $676 million | 8.61% | 0.24% |
| Q3 2025 | $784 million | 85,202 | $661 million | 8.55% | 0.24% |
| Q2 2025 | $768 million | 83,456 | $638 million | 8.43% | 0.23% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 130,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 18 sites for Atomic Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Atomic Credit Union Corporate Office (main office)
711 Beaver Creek Rd, Piketon, OH 45661 - Atomic Credit Union - Waverly
190 Waverly Plz, Waverly, OH 45690 - Atomic Credit Union - Chillicothe Bridge St
1326 N Bridge St, Chillicothe, OH 45601 - Atomic Credit Union - Jackson
498 Mccarty Ln, Jackson, OH 45640 - Atomic Credit Union - Logan
680 W Hunter St, Logan, OH 43138 - Atomic Credit Union - Portsmouth
2741 Scioto Trl, Portsmouth, OH 45662 - Atomic Credit Union - Lucasville Branch
75 Jackson St., Lucasville, OH 45648 - Atomic Credit Union - Minford Branch
8935 State Route 335, Minford, OH 45653 - ATOMIC CREDIT UNION - OAK HILL
107 Jackson St, Oak Hill, OH 45656 - Atomic Credit Union - Beaver
5751 Beaver Pike, Beaver, OH 45613 - Atomic Credit Union - Wellston Downtown
109 N Ohio Ave, Wellston, OH 45692 - Atomic Credit Union - Athens State Street
920 E State St, Athens, OH 45701 - Atomic Credit Union - Wheelersburg
7700 Ohio River Rd, Wheelersburg, OH 45694 - Atomic Credit Union - Chillicothe Western Ave.
1285 Western Ave, Chillicothe, OH 45601 - Atomic Credit Union - Washington Court House
1501 Columbus Ave, Washington Court House, OH 43160 - Atomic Credit Union - Circleville
130 Crites Rd, Circleville, OH 43113 - Atomic Credit Union - Hillsboro
583 Harry Sauner Rd, Hillsboro, OH 45133 - Atomic Credit Union - Lancaster Branch
1355 Ety Rd Nw, Lancaster, OH 43130
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology