Charter 61810 · West Chester, OH
Kemba Credit Union
Kemba Credit Union is a state-chartered credit union in West Chester, Ohio, with $1.74 billion in assets and 130,948 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.68%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.74 billion
- +0.7% in a year
- Members
- 130,948
- +1.6% in a year
- Net worth ratio
- 11.68%
- Peer median 10.79%
- Loans 60+ days late
- 0.85%
- Peer median 0.67%
- Loans outstanding
- $1.43 billion
- +5.1% in a year
- Shares and deposits
- $1.51 billion
- +2.0% in a year
- Branches
- 16
- 307 employees
- Opened
- 1934
- Ohio charter
How Kemba Credit Union compares
NCUA groups credit unions by size; Kemba Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.68% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.85%, is higher than the group median of 0.67%. Loans grew 5.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.74 billion | 130,948 | $1.43 billion | 11.68% | 0.85% |
| Q1 2026 | $1.78 billion | 130,955 | $1.41 billion | 11.27% | 0.76% |
| Q4 2025 | $1.75 billion | 130,656 | $1.43 billion | 11.33% | 0.81% |
| Q3 2025 | $1.73 billion | 130,227 | $1.42 billion | 11.32% | 0.85% |
| Q2 2025 | $1.73 billion | 128,868 | $1.36 billion | 11.21% | 0.71% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.4 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Kemba Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Union Centre
8763 Union Centre Blvd, West Chester, OH 45069 - Springdale
211 Northland Blvd, Cincinnati, OH 45246 - Amelia
1135 W Ohio Pike, Amelia, OH 45102 - Bridgetown
5844 Bridgetown Rd, Cincinnati, OH 45248 - Harrison
10396 Harrison Ave, Harrison, OH 45030 - Peyton
1111 S Adams St, Bluffton, IN 46714 - College Hill
6230 Hamilton Ave, Cincinnati, OH 45224 - Florence
5935 Merchants St, Florence, KY 41042 - Queensgate
1119 W 8Th St, Cincinnati, OH 45203 - Downtown Cincinnati
629 Vine St, Cincinnati, OH 45202 - South Lebanon
209 E Forest Ave, South Lebanon, OH 45065 - Operations Center (main office)
5600 Chappell Crossing Blvd, West Chester, OH 45069 - Richmond
50 N 5Th St, Richmond, IN 47374 - Blue Ash
11200 Kenwood Rd, Blue Ash, OH 45242 - Connersville
3030 Western Ave, Connersville, IN 47331
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology