Charter 21930 · Cincinnati, OH
Cinfed Federal Credit Union
Cinfed Federal Credit Union is a federally chartered credit union in Cincinnati, Ohio, with $863 million in assets and 38,852 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.56%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $863 million
- +7.6% in a year
- Members
- 38,852
- +1.9% in a year
- Net worth ratio
- 11.56%
- Peer median 10.79%
- Loans 60+ days late
- 0.30%
- Peer median 0.67%
- Loans outstanding
- $720 million
- +12.3% in a year
- Shares and deposits
- $724 million
- +7.9% in a year
- Branches
- 7
- 148 employees
- Opened
- 1975
- Federal charter
How Cinfed Federal Credit Union compares
NCUA groups credit unions by size; Cinfed Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.56% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.30%, is lower than the group median of 0.67%. Loans grew 12.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $863 million | 38,852 | $720 million | 11.56% | 0.30% |
| Q1 2026 | $857 million | 38,665 | $670 million | 11.38% | 0.24% |
| Q4 2025 | $840 million | 38,444 | $658 million | 11.45% | 0.30% |
| Q3 2025 | $825 million | 38,132 | $654 million | 11.49% | 0.32% |
| Q2 2025 | $802 million | 38,124 | $641 million | 11.58% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Cinfed Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Roselawn
7661 Reading Rd, Cincinnati, OH 45237 - Ft. Wright Office
15 George Huser Dr, Ft Wright, KY 41011 - Florence Office
7170 Turfway Rd, Florence, KY 41042 - Glenway Crossing Branch
5147 Glencrossing Way, Cincinnati, OH 45238 - OAKLEY CORPORATE HEADQUARTERS (main office)
4801 Kennedy Avenue, Cincinnati, OH 45209 - East (Jungle Jim's)
4450 Eastgate Blvd Spc No255, Cincinnati, OH 45245 - Colerain Branch
3688 Springdale Rd, Cincinnati, OH 45251
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology