Charter 68574 · Cincinnati, OH
General Electric Credit Union
General Electric Credit Union is a state-chartered credit union in Cincinnati, Ohio, with $4.21 billion in assets and 324,004 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.52%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.21 billion
- -1.9% in a year
- Members
- 324,004
- +8.2% in a year
- Net worth ratio
- 8.52%
- Peer median 10.79%
- Loans 60+ days late
- 0.70%
- Peer median 0.67%
- Loans outstanding
- $3.52 billion
- -0.3% in a year
- Shares and deposits
- $3.50 billion
- -1.8% in a year
- Branches
- 12
- 489 employees
- Opened
- 1954
- Ohio charter
How General Electric Credit Union compares
NCUA groups credit unions by size; General Electric Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.52% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.70%, is about the same as the group median of 0.67%. Loans fell 0.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.21 billion | 324,004 | $3.52 billion | 8.52% | 0.70% |
| Q1 2026 | $4.23 billion | 317,371 | $3.43 billion | 8.41% | 0.71% |
| Q4 2025 | $4.23 billion | 312,507 | $3.39 billion | 8.31% | 0.83% |
| Q3 2025 | $4.25 billion | 306,711 | $3.46 billion | 8.25% | 0.78% |
| Q2 2025 | $4.30 billion | 299,423 | $3.53 billion | 8.08% | 0.67% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for General Electric Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Reading Road (main office)
10485 Reading Rd, Cincinnati, OH 45241 - Mason/West Chester
6960 Tylersville Rd, Mason, OH 45040 - Fairfield
5370 Dixie Hwy, Fairfield, OH 45014 - Loveland/Symmes Twp
10501 Loveland Madeira Rd, Loveland, OH 45140 - Eastgate
800 Eastgate South Drive, Cincinnati, OH 45245 - Blue Ash Professional Center
11370 Reed Hartman Hwy, Blue Ash, OH 45241 - Highland Heights
124 Marshall Ln, Highland Heights, KY 41076 - Cornell Park Center
11311 Cornell Park Dr, Blue Ash, OH 45242 - Oakley
3450 Madison Rd, Cincinnati, OH 45209 - Montgomery Branch
11200 Montgomery Rd, Montgomery, OH 45249 - Liberty Way
7560 Foster Lane, Westchester, OH 45069 - South Lebanon Branch
722 Corwin Nixon Blvd, Lebanon, OH 45036 - Florence
8659 Us Highway 42, Florence, KY 41042 - Dent, OH
5927 Harrison Ave, Cincinnati, OH 45248
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology