Charter 66328 · Beavercreek, OH
Wright-Patt Credit Union, Inc.
Wright-Patt Credit Union, Inc. is a state-chartered credit union in Beavercreek, Ohio, with $9.55 billion in assets and 527,080 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.32%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Wright-Patt Credit Union, WPCU.
- Total assets
- $9.55 billion
- +2.1% in a year
- Members
- 527,080
- -0.1% in a year
- Net worth ratio
- 11.32%
- Peer median 10.79%
- Loans 60+ days late
- 1.10%
- Peer median 0.67%
- Loans outstanding
- $6.84 billion
- +0.9% in a year
- Shares and deposits
- $8.17 billion
- +3.8% in a year
- Branches
- 39
- 1,560 employees
- Opened
- 1932
- Ohio charter
How Wright-Patt Credit Union, Inc. compares
NCUA groups credit unions by size; Wright-Patt Credit Union, Inc. is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.32% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.10%, is higher than the group median of 0.67%. Loans grew 0.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $9.55 billion | 527,080 | $6.84 billion | 11.32% | 1.10% |
| Q1 2026 | $9.61 billion | 525,908 | $6.73 billion | 10.89% | 1.16% |
| Q4 2025 | $9.56 billion | 527,289 | $6.73 billion | 10.74% | 1.27% |
| Q3 2025 | $9.38 billion | 530,264 | $6.92 billion | 10.85% | 1.13% |
| Q2 2025 | $9.35 billion | 527,379 | $6.78 billion | 10.67% | 1.19% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 41 sites for Wright-Patt Credit Union, Inc.; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Beavercreek
1506 N Fairfield Rd, Beavercreek, OH 45432 - Cross Pointe
277 E Alex Bell Rd, Centerville, OH 45459 - Mad River Station
8850 Kingsridge Dr, Dayton, OH 45458 - Downtown Dayton
1 S Main St Ste H, Dayton, OH 45402 - Northwest
3239 W Siebenthaler Ave, Dayton, OH 45406 - Twin Towers
521 Xenia Ave, Dayton, OH 45410 - Englewood
950 Union Rd, Clayton, OH 45315 - Five Points
1298 E Dayton Yellow Springs Rd, Fairborn, OH 45324 - Gantt Financial Center
2465 Executive Park Blvd, Fairborn, OH 45324 - Greenhills
3 Enfield St, Cincinnati, OH 45218 - Huber Heights
7345 Old Troy Pike, Huber Heights, OH 45424 - Kettering
1810 Woodman Center Dr, Kettering, OH 45420 - Norwood
4560 Lafayette Ave, Norwood, OH 45212 - Springfield
2097 N Bechtle Ave, Springfield, OH 45504 - Troy
2501 W Main St, Troy, OH 45373 - Urbana
1868 E Us Highway 36, Urbana, OH 43078 - Wilmington
161 Carrie Dr, Wilmington, OH 45177 - Wright State University
Student Union, Room 180, Dayton, OH 45435 - Area A
4375 Chidlaw Rd Bldg 262A, Wpafb, OH 45433 - Xenia
1636 W Park Sq, Xenia, OH 45385 - Corporate (main office)
3560 Pentagon Blvd, Beavercreek, OH 45431 - Area B
2195 Tenth St, Wpafb, OH 45433 - Area C
5386 Chestnut St Bldg 1224C, Wpafb, OH 45433 - Brandt Pike
4512 Brandt Pike, Dayton, OH 45424 - West Dayton
1137 W 3Rd St, Dayton, OH 45402 - Springboro
770 Gardner Rd, Springboro, OH 45066 - Lane Avenue
1761 W Lane Ave, Upper Arlington, OH 43221 - Grandview Yard
860 W 3Rd Ave, Columbus, OH 43212 - Graceland
30 Graceland Blvd, Columbus, OH 43214 - Cornerstone
5419 Cornerstone North Blvd, Dayton, OH 45440 - Columbus Regional
555 Metro Pl N, Dublin, OH 43017 - Reynoldsburg
6525 E Main St, Reynoldsburg, OH 43068 - Corporate Annex
3610 Pentagon Blvd, Beavercreek, OH 45431 - Piqua
1284 E Ash St, Piqua, OH 45356 - Gahanna
1317 N Hamilton Rd, Gahanna, OH 43230 - Canal Winchester
655 W Waterloo St, Canal Winchester, OH 43110 - Grove City
2404 Stringtown Rd, Grove City, OH 43123 - Vandalia
3324 Benchwood Rd, Dayton, OH 45414 - Hilliard
1840 Hilliard Rome Rd, Hilliard, OH 43026 - Polaris
1600 Polaris Pkwy, Columbus, OH 43240
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology