Charter 60978 · Toledo, OH
Directions Credit Union
Directions Credit Union is a state-chartered credit union in Toledo, Ohio, with $1.40 billion in assets and 97,609 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.66%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.40 billion
- +3.6% in a year
- Members
- 97,609
- +3.0% in a year
- Net worth ratio
- 9.66%
- Peer median 10.79%
- Loans 60+ days late
- 0.37%
- Peer median 0.67%
- Loans outstanding
- $1.13 billion
- +4.2% in a year
- Shares and deposits
- $1.22 billion
- +4.4% in a year
- Branches
- 21
- 278 employees
- Opened
- 1953
- Ohio charter
How Directions Credit Union compares
NCUA groups credit unions by size; Directions Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.66% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.37%, is lower than the group median of 0.67%. Loans grew 4.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 192 credit unions headquartered in Ohio. See all Ohio credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.40 billion | 97,609 | $1.13 billion | 9.66% | 0.37% |
| Q1 2026 | $1.39 billion | 97,389 | $1.12 billion | 9.29% | 0.36% |
| Q4 2025 | $1.36 billion | 94,800 | $1.11 billion | 9.23% | 0.33% |
| Q3 2025 | $1.34 billion | 94,708 | $1.10 billion | 9.33% | 0.39% |
| Q2 2025 | $1.35 billion | 94,781 | $1.09 billion | 9.37% | 0.38% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 23 sites for Directions Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Whiteford
5121 Whiteford Rd, Sylvania, OH 43560 - West Branch
3000 Tremainsville Rd, Toledo, OH 43613 - South
1446 Reynolds Rd, Maumee, OH 43537 - Maumee
3321 Briarfield Blvd, Maumee, OH 43537 - Perrysburg/Levis Commons
4150 Brockway Dr, Perrysburg, OH 43551 - Oregon
3312 Dustin Rd, Oregon, OH 43616 - Rossford
27427 Crossroads Pkwy, Rossford, OH 43460 - Westgate
3450 W Central Ave, Toledo, OH 43606 - Main St
777 N Main St, Mansfield, OH 44902 - South Diamond
460 S Diamond St, Mansfield, OH 44902 - New Philadelphia
1127 4Th St Nw, New Philadelphia, OH 44663 - Madison/Central OH Ops
1434 Ashland Rd, Mansfield, OH 44905 - Willard
1 N Myrtle Ave, Willard, OH 44890 - Shelby
29 Mansfield Ave, Shelby, OH 44875 - Wooster
2258 Eagle Pass, Wooster, OH 44691 - Lexington
340 W Main St, Lexington, OH 44904 - Ashland
1306 Cleveland Ave, Ashland, OH 44805 - Ontario
1690 W 4Th St, Ontario, OH 44906 - Sterns
3558 Sterns Rd, Lambertville, MI 48144 - Telegraph
15470 S Telegraph Rd, Monroe, MI 48161 - Corporate Office (main office)
200 N Saint Clair St Ste 1600, Toledo, OH 43604 - Summit/Downtown
215 N Summit St Ste E, Toledo, OH 43604 - Dundee
107 Waterstradt Commerce Dr, Dundee, MI 48131
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology