NCUA merger report, Q2 2025
Fort Bayard merger into First Financial Credit Union
NCUA's Merger Activity and Insurance Report for Q2 2025 lists Fort Bayard, of Santa Clara, NM, as merging into First Financial Credit Union, of Albuquerque, NM. NCUA records the reason as "poor financial condition".
Members of Fort Bayard become members of First Financial Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Fort Bayard | First Financial Credit UnionQ2 2026 |
|---|---|---|
| Assets | $5.2M | $1.1B |
| Members | – | 100,171 |
| Net worth ratio | – | 8.12% |
| Offices | – | 19 |
| Paid on deposits | – | 1.25% |
| New auto loan rate | – | 8.39% |
| Fee income per member | – | $132 |
Figures for Fort Bayard are from NCUA's merger report; this page carries only its size and capital. Assets for the report quarter: $5.2M merging, $916.6M continuing.
On our member-value score, built only from call-report data, First Financial Credit Union scores 19.9 out of 100.
First Financial Credit Union offices near Santa Clara
From NCUA's branch file for Q2 2026, in Santa Clara first and then elsewhere in NM. Every First Financial Credit Union location
Albuquerque, NM 3
- Coors Branch 6100 Coors Blvd Nw, Albuquerque, NM 87120 Drive-through · ATM
- Renaissance / Main Office 4914 Union Way Ne, Albuquerque, NM 87107 Main office
- San Mateo Branch 2700 San Mateo Blvd Ne, Albuquerque, NM 87110 Drive-through · ATM
Farmington, NM 1
- Farmington Branch 4919 E Main St, Farmington, NM 87402 Drive-through · ATM
Gallup, NM 1
- Gallup Mesa View 1383 Us Highway 491, Gallup, NM 87301 Drive-through · ATM
Pinehill, NM 1
- Pinehill 12 Miles S Of Hwy 53, Pinehill, NM 87357 ATM
Portales, NM 1
- Portales Branch 700 W 2Nd St, Portales, NM 88130 Drive-through · ATM
Rio Rancho, NM 1
- Rio Rancho Branch 2201 Rio Rancho Blvd Se, Rio Rancho, NM 87124 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q2 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · First Financial Credit Union full figures
Questions people ask
Did Fort Bayard merge?
Yes. NCUA's Merger Activity and Insurance Report for Q2 2025 lists Fort Bayard, of Santa Clara, NM, as merging into First Financial Credit Union, of Albuquerque, NM.
Why did Fort Bayard merge?
NCUA records the reason as "poor financial condition". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Fort Bayard account?
Members and their accounts move to First Financial Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice First Financial Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. First Financial Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at First Financial Credit Union before the merger, your balances are now at one credit union.