NCUA merger report, Q1 2026
Gateway Metro merger into West Community Credit Union
NCUA's Merger Activity and Insurance Report for Q1 2026 lists Gateway Metro, of Saint Louis, MO, as merging into West Community Credit Union, of O Fallon, MO. NCUA records the reason as "poor financial condition". Gateway Metro last filed a call report for Q1 2026, with $177.1M in assets and 9,510 members.
Members of Gateway Metro become members of West Community Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Gateway MetroQ1 2026 | West Community Credit UnionQ2 2026 |
|---|---|---|
| Assets | $177.1M | $656.2M |
| Members | 9,510 | 41,912 |
| Net worth ratio | 5.92% | 8.21% |
| Offices | – | 14 |
| Paid on deposits | – | 1.50% |
| New auto loan rate | – | 6.03% |
| Fee income per member | – | $99 |
Figures for Gateway Metro are from its call report for Q1 2026; this page carries only its size and capital. Assets for the report quarter: $173.5M merging, $491.1M continuing.
On our member-value score, built only from call-report data, West Community Credit Union scores 39.1 out of 100.
West Community Credit Union offices near Saint Louis
From NCUA's branch file for Q2 2026, in Saint Louis first and then elsewhere in MO. Every West Community Credit Union location
Columbia, MO 2
- Tigers Community Credit Union 308 S 9Th St Ste 114, Columbia, MO 65201 ATM
- Tigers Community Credit Union 3310 Bluff Creek Dr Ste 101, Columbia, MO 65201 Drive-through · ATM
Lake St Louis, MO 1
- Lake St. Louis 101 Pond Fort Trl, Lake St Louis, MO 63367 Drive-through · ATM
O Fallon, MO 1
- O'Fallon 4161 Highway K, O Fallon, MO 63368 Main office · Drive-through · ATM
Saint Louis, MO 4
- Brentwood 2345 S Brentwood Blvd, Saint Louis, MO 63144 Drive-through · ATM
- Kirkwood 465 S Kirkwood Rd, Saint Louis, MO 63122 ATM
- RAY Building 1222 Spruce St Rm 10.209, Saint Louis, MO 63103 ATM
- South County 9992 Lin Ferry Dr, Saint Louis, MO 63123 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q1 2026, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · West Community Credit Union full figures
Questions people ask
Did Gateway Metro merge?
Yes. NCUA's Merger Activity and Insurance Report for Q1 2026 lists Gateway Metro, of Saint Louis, MO, as merging into West Community Credit Union, of O Fallon, MO. Its last call report was for Q1 2026.
Why did Gateway Metro merge?
NCUA records the reason as "poor financial condition". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Gateway Metro account?
Members and their accounts move to West Community Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice West Community Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. West Community Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at West Community Credit Union before the merger, your balances are now at one credit union.