NCUA merger report, Q2 2025
High Peaks merger into Southwest Montana Community Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q2 2025 lists High Peaks, of Dillon, MT, as merging into Southwest Montana Community Federal Credit Union, of Anaconda, MT. NCUA records the reason as "poor financial condition".
Members of High Peaks become members of Southwest Montana Community Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | High Peaks | Southwest Montana Community Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $51.2M | $203.3M |
| Members | – | 11,414 |
| Net worth ratio | – | 11.63% |
| Offices | – | 5 |
| Paid on deposits | – | 0.71% |
| New auto loan rate | – | 5.99% |
| Fee income per member | – | $129 |
Figures for High Peaks are from NCUA's merger report; this page carries only its size and capital. Assets for the report quarter: $51.2M merging, $155.2M continuing.
On our member-value score, built only from call-report data, Southwest Montana Community Federal Credit Union scores 24.6 out of 100.
Southwest Montana Community Federal Credit Union offices near Dillon
From NCUA's branch file for Q2 2026, in Dillon first and then elsewhere in MT. Every Southwest Montana Community Federal Credit Union location
Anaconda, MT 1
- Anaconda 1035 W Park Ave, Anaconda, MT 59711 Main office · Drive-through · ATM
Butte, MT 1
- Butte 1925 Elizabeth Warren Ave, Butte, MT 59701 Drive-through · ATM
Dillon, MT 1
- Dillon 222 S Pacific St, Dillon, MT 59725 Drive-through
Sheridan, MT 1
- Sheridan 103 S Main St, Sheridan, MT 59749
Whitehall, MT 1
- Whitehall 9 N Main St, Whitehall, MT 59759
Source: NCUA Merger Activity and Insurance Report, Q2 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Southwest Montana Community Federal Credit Union full figures
Questions people ask
Did High Peaks merge?
Yes. NCUA's Merger Activity and Insurance Report for Q2 2025 lists High Peaks, of Dillon, MT, as merging into Southwest Montana Community Federal Credit Union, of Anaconda, MT.
Why did High Peaks merge?
NCUA records the reason as "poor financial condition". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my High Peaks account?
Members and their accounts move to Southwest Montana Community Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Southwest Montana Community Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Southwest Montana Community Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Southwest Montana Community Federal Credit Union before the merger, your balances are now at one credit union.