Charter 4401 · Anaconda, MT
Southwest Montana Community Federal Credit Union
Southwest Montana Community Federal Credit Union is a federally chartered credit union in Anaconda, Montana, with $203 million in assets and 11,414 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.63%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $203 million
- -0.0% in a year
- Members
- 11,414
- -2.8% in a year
- Net worth ratio
- 11.63%
- Peer median 11.65%
- Loans 60+ days late
- 1.85%
- Peer median 0.70%
- Loans outstanding
- $114 million
- -2.5% in a year
- Shares and deposits
- $183 million
- -2.1% in a year
- Branches
- 5
- 45 employees
- Opened
- 1941
- Federal charter
How Southwest Montana Community Federal Credit Union compares
NCUA groups credit unions by size; Southwest Montana Community Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.63% is about the same as that group's median of 11.65%, and its share of loans 60 or more days past due, 1.85%, is higher than the group median of 0.70%. Loans fell 2.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 11 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $203 million | 11,414 | $114 million | 11.63% | 1.85% |
| Q1 2026 | $203 million | 11,541 | $116 million | 11.79% | 1.37% |
| Q4 2025 | $207 million | 11,651 | $118 million | 11.35% | 1.41% |
| Q3 2025 | $206 million | 11,715 | $120 million | 10.97% | 1.08% |
| Q2 2025 | $203 million | 11,739 | $117 million | 10.72% | 0.73% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 85,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Southwest Montana Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Anaconda (main office)
1035 W Park Ave, Anaconda, MT 59711 - Butte
1925 Elizabeth Warren Ave, Butte, MT 59701 - Dillon
222 S Pacific St, Dillon, MT 59725 - Sheridan
103 S Main St, Sheridan, MT 59749 - Whitehall
9 N Main St, Whitehall, MT 59759
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology