Charter 10375 · Great Falls, MT
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union is a federally chartered credit union in Great Falls, Montana, with $214 million in assets and 14,351 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.43%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $214 million
- +1.5% in a year
- Members
- 14,351
- -2.3% in a year
- Net worth ratio
- 14.43%
- Peer median 11.65%
- Loans 60+ days late
- 0.28%
- Peer median 0.70%
- Loans outstanding
- $93.6 million
- +11.6% in a year
- Shares and deposits
- $182 million
- +0.7% in a year
- Branches
- 7
- 56 employees
- Opened
- 1955
- Federal charter
How 1st Liberty Federal Credit Union compares
NCUA groups credit unions by size; 1st Liberty Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.43% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.28%, is lower than the group median of 0.70%. Loans grew 11.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 10 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $214 million | 14,351 | $93.6 million | 14.43% | 0.28% |
| Q1 2026 | $218 million | 14,437 | $88.0 million | 14.04% | 0.33% |
| Q4 2025 | $216 million | 14,501 | $84.6 million | 14.08% | 0.52% |
| Q3 2025 | $209 million | 14,604 | $83.5 million | 14.40% | 0.45% |
| Q2 2025 | $211 million | 14,690 | $83.8 million | 14.48% | 0.50% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 115,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for 1st Liberty Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Robert H Scott Branch (main office)
6200 3Rd Ave N, Great Falls, MT 59405 - Malmstrom AFB Branch
228 75Th St N Bldg 1082, Malmstrom Afb, MT 59402 - 10th Avenue South Branch
505 10Th Ave S, Great Falls, MT 59405 - Riverview Branch
401 Smelter Ave Ne, Great Falls, MT 59404 - Cut Bank
310 W Main St, Cut Bank, MT 59427 - Conrad
202 S Main St, Conrad, MT 59425 - Shelby Branch
121 1St Ave Se, Shelby, MT 59474
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology