Charter 97110 · Helena, MT
Rocky Mountain Credit Union
Rocky Mountain Credit Union is a state-chartered credit union in Helena, Montana, with $427 million in assets and 24,915 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.74%, above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Rocky Mountain Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $427 million
- +6.8% in a year
- Members
- 24,915
- +2.5% in a year
- Net worth ratio
- 8.74%
- Peer median 11.65%
- Loans 60+ days late
- 1.15%
- Peer median 0.70%
- Loans outstanding
- $270 million
- +5.6% in a year
- Shares and deposits
- $367 million
- +7.2% in a year
- Branches
- 6
- 96 employees
- Opened
- 1940
- Montana charter
How Rocky Mountain Credit Union compares
NCUA groups credit unions by size; Rocky Mountain Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.74% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.15%, is higher than the group median of 0.70%. Loans grew 5.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 5 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $427 million | 24,915 | $270 million | 8.74% | 1.15% |
| Q1 2026 | $424 million | 25,993 | $266 million | 8.72% | 1.09% |
| Q4 2025 | $419 million | 24,538 | $264 million | 8.80% | 1.13% |
| Q3 2025 | $412 million | 24,460 | $259 million | 8.92% | 1.04% |
| Q2 2025 | $399 million | 24,308 | $255 million | 8.82% | 0.96% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 358,435 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Rocky Mountain Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- North Montana (main office)
3400 N Montana Ave, Helena, MT 59602 - Bozeman Branch
8645 Huffine Ln, Bozeman, MT 59718 - 11th Avenue Branch
1820 11Th Ave, Helena, MT 59601 - Butte Branch
2101 Yale Ave, Butte, MT 59701 - Baxter Branch
1840 Baxter Dr, Bozeman, MT 59715 - Dredge Drive
3120 Dredge Dr, Helena, MT 59602 - Thunder Branch
101 Thunder Rd, Belgrade, MT 59714
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology