Charter 68647 · Whitefish, MT
Park Side Financial Credit Union
Park Side Financial Credit Union is a state-chartered credit union in Whitefish, Montana, with $390 million in assets and 30,183 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.37%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $390 million
- +4.5% in a year
- Members
- 30,183
- -0.6% in a year
- Net worth ratio
- 9.37%
- Peer median 11.65%
- Loans 60+ days late
- 0.20%
- Peer median 0.70%
- Loans outstanding
- $271 million
- -4.1% in a year
- Shares and deposits
- $351 million
- +3.5% in a year
- Branches
- 9
- 86 employees
- Opened
- 1965
- Montana charter
How Park Side Financial Credit Union compares
NCUA groups credit unions by size; Park Side Financial Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.37% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.70%. Loans fell 4.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 6 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $390 million | 30,183 | $271 million | 9.37% | 0.20% |
| Q1 2026 | $389 million | 30,171 | $271 million | 9.32% | 0.54% |
| Q4 2025 | $379 million | 30,155 | $268 million | 9.32% | 0.21% |
| Q3 2025 | $378 million | 30,308 | $274 million | 9.35% | 0.24% |
| Q2 2025 | $374 million | 30,353 | $283 million | 9.27% | 0.12% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 374,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Park Side Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Whitefish (main office)
1300 Baker Ave, Whitefish, MT 59937 - Columbia Falls
1710 9Th St W, Columbia Falls, MT 59912 - Kalispell Sunset
660 Sunset Blvd, Kalispell, MT 59901 - Evergreen
2181 Us Highway 2 E Ste 10, Kalispell, MT 59901 - Great Northern
2300 Great Northern Ave, Missoula, MT 59808 - Brooks
4055 Brooks St Ste C, Missoula, MT 59804 - Big Fork
8111 Hwy 35, Bigfork, MT 59911 - West Broadway
320 W Broadway St Ste B, Missoula, MT 59802
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology