Charter 761 · Livingston, MT
Sky Federal Credit Union
Sky Federal Credit Union is a federally chartered credit union in Livingston, Montana, with $197 million in assets and 12,930 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.72%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as Kasasa.
- Total assets
- $197 million
- +1.4% in a year
- Members
- 12,930
- +1.2% in a year
- Net worth ratio
- 7.72%
- Peer median 11.65%
- Loans 60+ days late
- 1.02%
- Peer median 0.70%
- Loans outstanding
- $126 million
- +3.9% in a year
- Shares and deposits
- $177 million
- +0.8% in a year
- Branches
- 6
- 70 employees
- Opened
- 1935
- Federal charter
How Sky Federal Credit Union compares
NCUA groups credit unions by size; Sky Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 7.72% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.02%, is higher than the group median of 0.70%. Loans grew 3.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 12 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $197 million | 12,930 | $126 million | 7.72% | 1.02% |
| Q1 2026 | $190 million | 12,746 | $121 million | 8.02% | 0.79% |
| Q4 2025 | $200 million | 12,666 | $120 million | 7.48% | 0.84% |
| Q3 2025 | $203 million | 12,713 | $119 million | 7.46% | 2.54% |
| Q2 2025 | $195 million | 12,779 | $121 million | 7.83% | 0.60% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Sky Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Sky Federal Credit Union
777 E Main St Ste 102, Bozeman, MT 59715 - Sky Federal Credit Union (main office)
111 N B St, Livingston, MT 59047 - Sky Federal Credit Union
95 N Weaver St, Belgrade, MT 59714 - Sky Federal Credit Union
233 Mcleod St, Big Timber, MT 59011 - Sky Federal Credit Union
1500 N 7Th Ave, Bozeman, MT 59715 - Sky Federal Credit Union
4939 Us Highway 287 N, Ennis, MT 59729
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology