Charter 68495 · Helena, MT
Intrepid Credit Union
Intrepid Credit Union is a state-chartered credit union in Helena, Montana, with $311 million in assets and 18,333 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $311 million
- +2.3% in a year
- Members
- 18,333
- -8.9% in a year
- Net worth ratio
- 11.06%
- Peer median 11.65%
- Loans 60+ days late
- 0.44%
- Peer median 0.70%
- Loans outstanding
- $213 million
- -4.5% in a year
- Shares and deposits
- $269 million
- +3.1% in a year
- Branches
- 6
- 74 employees
- Opened
- 1936
- Montana charter
How Intrepid Credit Union compares
NCUA groups credit unions by size; Intrepid Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.06% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.44%, is lower than the group median of 0.70%. Loans fell 4.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 8 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $311 million | 18,333 | $213 million | 11.06% | 0.44% |
| Q1 2026 | $310 million | 18,704 | $213 million | 10.89% | 0.49% |
| Q4 2025 | $310 million | 18,666 | $214 million | 10.76% | 0.64% |
| Q3 2025 | $309 million | 19,255 | $220 million | 10.74% | 0.20% |
| Q2 2025 | $304 million | 20,124 | $223 million | 10.78% | 0.12% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 906,800 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Intrepid Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Helena - Kessler
915 Kessler St, Helena, MT 59601 - Helena - Prospect
1930 Prospect Ave, Helena, MT 59601 - Helena - Sanders
3150 N Sanders St, Helena, MT 59602 - Bozeman - Jacob's Crossing
424 E Main St Ste 102B, Bozeman, MT 59715 - Helena - Great Northern Town Center (main office)
50 W 14Th St, Helena, MT 59601 - Billings - 27th Street
1131 N 27Th St, Billings, MT 59101 - Billings - Shiloh
2526 Shiloh Rd, Billings, MT 59106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology