Charter 61949 · Whitefish, MT
Whitefish Credit Union Association
Whitefish Credit Union Association is a state-chartered credit union in Whitefish, Montana, with $2.06 billion in assets and 65,594 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.70%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.06 billion
- +4.8% in a year
- Members
- 65,594
- +3.6% in a year
- Net worth ratio
- 12.70%
- Peer median 10.79%
- Loans 60+ days late
- 0.15%
- Peer median 0.67%
- Loans outstanding
- $1.42 billion
- +11.6% in a year
- Shares and deposits
- $1.77 billion
- +2.5% in a year
- Branches
- 9
- 234 employees
- Opened
- 1934
- Montana charter
How Whitefish Credit Union Association compares
NCUA groups credit unions by size; Whitefish Credit Union Association is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.70% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.15%, is lower than the group median of 0.67%. Loans grew 11.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.06 billion | 65,594 | $1.42 billion | 12.70% | 0.15% |
| Q1 2026 | $2.06 billion | 64,905 | $1.35 billion | 12.55% | 0.08% |
| Q4 2025 | $2.11 billion | 64,277 | $1.31 billion | 12.21% | 0.16% |
| Q3 2025 | $1.99 billion | 63,672 | $1.29 billion | 12.80% | 0.17% |
| Q2 2025 | $1.97 billion | 63,299 | $1.27 billion | 12.83% | 0.11% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 980,502 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Whitefish Credit Union Association. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Whitefish Credit Union - Whitefish Office (main office)
300 Baker Ave, Whitefish, MT 59937 - Whitefish Credit Union - Kalispell Office
234 E Montana St, Kalispell, MT 59901 - Whitefish Credit Union - Columbia Falls Office
405 9Th St W, Columbia Falls, MT 59912 - Whitefish Credit Union - Lake County Office
110 3Rd Ave E, Polson, MT 59860 - Whitefish Credit Union - Eureka Office
105 Dewey Ave, Eureka, MT 59917 - Whitefish Credit Union - Sanders County Office
107 Pond St, Thompson Falls, MT 59873 - Whitefish Credit Union - South Kalispell
2000 Us Hwy 93 S, Kalispell, MT 59901 - Whitefish Credit Union - Missoula Office
1635 S Russell St, Missoula, MT 59801 - Whitefish Credit Union - Bozeman Office
1905 S 19Th Ave, Bozeman, MT 59718
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology