Charter 887 · Billings, MT
Billings Federal Credit Union
Billings Federal Credit Union is a federally chartered credit union in Billings, Montana, with $216 million in assets and 13,202 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.73%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $216 million
- +0.4% in a year
- Members
- 13,202
- +2.6% in a year
- Net worth ratio
- 11.73%
- Peer median 11.65%
- Loans 60+ days late
- 0.77%
- Peer median 0.70%
- Loans outstanding
- $181 million
- +2.7% in a year
- Shares and deposits
- $186 million
- +2.3% in a year
- Branches
- 4
- 46 employees
- Opened
- 1935
- Federal charter
How Billings Federal Credit Union compares
NCUA groups credit unions by size; Billings Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.73% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.77%, is higher than the group median of 0.70%. Loans grew 2.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 9 of 41 credit unions headquartered in Montana. See all Montana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $216 million | 13,202 | $181 million | 11.73% | 0.77% |
| Q1 2026 | $218 million | 13,027 | $180 million | 11.47% | 0.72% |
| Q4 2025 | $218 million | 12,985 | $177 million | 11.42% | 0.69% |
| Q3 2025 | $214 million | 12,931 | $178 million | 11.59% | 1.12% |
| Q2 2025 | $215 million | 12,871 | $177 million | 11.45% | 1.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 186,974 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Billings Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Billings FCU (main office)
2522 4Th Ave N, Billings, MT 59101 - Billings FCU
1516 Main St, Billings, MT 59105 - MDT - West
501 Park Dr S, Great Falls, MT 59405 - Altana FCU
3212 Central Ave, Billings, MT 59102 - Billings FCU
990 Grand Ave, Billings, MT 59102 - 729 Henry Chapple St
729 Henry Chapple St, Billings, MT 59106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology