NCUA merger report, Q3 2025
Mountain Valley merger into Americu Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Mountain Valley, of Peru, NY, as merging into Americu Credit Union, of Rome, NY. NCUA records the reason as "expanded services". Mountain Valley last filed a call report for Q3 2025, with $57.5M in assets and 4,611 members.
Members of Mountain Valley become members of Americu Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Mountain ValleyQ3 2025 | Americu Credit UnionQ2 2026 |
|---|---|---|
| Assets | $57.5M | $3.0B |
| Members | 4,611 | 210,014 |
| Net worth ratio | 7.08% | 9.56% |
| Offices | – | 23 |
| Paid on deposits | – | 2.04% |
| New auto loan rate | – | 6.83% |
| Fee income per member | – | $73 |
Figures for Mountain Valley are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $56.9M merging, $2.8B continuing.
On our member-value score, built only from call-report data, Americu Credit Union scores 55.5 out of 100.
Americu Credit Union offices near Peru
From NCUA's branch file for Q2 2026, in Peru first and then elsewhere in NY. Every Americu Credit Union location
Auburn, NY 1
- Auburn 295 Grant Ave, Auburn, NY 13021 Drive-through · ATM
Cicero, NY 1
- Cicero 6414 State Route 31, Cicero, NY 13039 Drive-through · ATM
Peru, NY 1
- Peru FC 700 Bear Swamp Rd, Peru, NY 12972 Drive-through · ATM
Rome, NY 2
- Griffiss 231 Hill Rd, Rome, NY 13441 Drive-through · ATM
- Headquarters 1916 Black River Blvd N, Rome, NY 13440 Main office · Drive-through · ATM
Syracuse, NY 1
- Armory Square 200 Walton St, Syracuse, NY 13202 ATM
Utica, NY 1
- North Utica 224 N Genesee St Ste 3, Utica, NY 13502 Drive-through · ATM
Yorkville, NY 1
- Commercial Drive 4957 Commercial Dr, Yorkville, NY 13495 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Americu Credit Union full figures
Questions people ask
Did Mountain Valley merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Mountain Valley, of Peru, NY, as merging into Americu Credit Union, of Rome, NY. Its last call report was for Q3 2025.
Why did Mountain Valley merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Mountain Valley account?
Members and their accounts move to Americu Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Americu Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Americu Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Americu Credit Union before the merger, your balances are now at one credit union.