New York · NCUA branch file, Q2 2026
Credit unions in Utica, NY
8 credit unions have 10 offices in Utica, New York, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. First Source Federal Credit Union has the most here (2); the largest by assets is Empower Federal Credit Union at $4.34 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| First Source Federal Credit Union | 2 | $1.1B | 10.29% | 5.55% | New Hartford, NY |
| G.p.o. Federal Credit Union | 2 | $630M | 11.70% | 5.24% | New Hartford, NY |
| Empower Federal Credit Union | 1 | $4.3B | 9.67% | 5.99% | Syracuse, NY |
| Americu Credit Union | 1 | $3.0B | 9.56% | 6.83% | Rome, NY |
| Mohawk Valley Federal Credit Union | 1 | $61.9M | 12.95% | 5.83% | Marcy, NY |
| Utica District Telephone Employees Federal Credit Union | 1 | $40.3M | 31.94% | 4.75% | Utica, NY |
| Oneida County Federal Credit Union | 1 | $13.5M | 12.52% | 4.25% | Utica, NY |
| Utica Police Department Federal Credit Union | 1 | $6.3M | 27.62% | 5.28% | Utica, NY |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All New York credit union loan rates.
Addresses, phone numbers and hours
First Source Federal Credit Union
- First Source Federal Credit Union 1634 Genesee St, Utica, NY 13502 Drive-through · ATM
- First Source Federal Credit Union 50 Auert Ave, Utica, NY 13502
G.p.o. Federal Credit Union
- GPO Federal Credit Union 301 Bleecker St, Utica, NY 13501 Drive-through · ATM
- GPO Federal Credit Union 2711 Genesee St, Utica, NY 13501 Drive-through · ATM
Empower Federal Credit Union
- Utica 1928 Genesee St, Utica, NY 13502 Drive-through · ATM
Americu Credit Union
- North Utica 224 N Genesee St Ste 3, Utica, NY 13502 Drive-through · ATM
Mohawk Valley Federal Credit Union
- 207 Genesee St 207 Genesee St, Utica, NY 13501
Utica District Telephone Employees Federal Credit Union
- CREDIT UNION LOT 2812 Genesee St, Utica, NY 13502 Main office
Oneida County Federal Credit Union
- Oneida County Federal Federal Credit Union 800 Park Ave, Utica, NY 13501 Main office
Utica Police Department Federal Credit Union
- utica police dept. fcu Utica Police Dept.Fcu, Utica, NY 13502 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in New York
- Rochester 16
- New York 33
- Amherst 31
- Albany 9
- Buffalo 21
- Syracuse 14
- Brooklyn 15
- Schenectady 5
- Binghamton 5
- Cheektowaga 11
- Ithaca 4
- Plattsburgh 6
- Troy 5
- Niagara Falls 7
- Oswego 4
- Watertown 5
Every New York city · All New York credit unions
Questions people ask
How many credit unions are in Utica, NY?
NCUA's branch file for Q2 2026 lists 10 credit union offices in Utica, run by 8 credit unions, 3 of them headquartered in the city.
Which credit union has the most branches in Utica?
First Source Federal Credit Union, with 2 offices in Utica. The largest credit union with an office here is Empower Federal Credit Union, with $4.34 billion in assets.
Can I join a credit union in Utica?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.