Charter 22931 · New Hartford, NY
G.p.o. Federal Credit Union
G.p.o. Federal Credit Union is a federally chartered credit union in New Hartford, New York, with $630 million in assets and 43,619 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.70%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $630 million
- +8.5% in a year
- Members
- 43,619
- +4.0% in a year
- Net worth ratio
- 11.70%
- Peer median 10.79%
- Loans 60+ days late
- 0.39%
- Peer median 0.67%
- Loans outstanding
- $329 million
- +6.8% in a year
- Shares and deposits
- $552 million
- +8.1% in a year
- Branches
- 8
- 129 employees
- Opened
- 1978
- Federal charter
How G.p.o. Federal Credit Union compares
NCUA groups credit unions by size; G.p.o. Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.70% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.39%, is lower than the group median of 0.67%. Loans grew 6.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 32 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $630 million | 43,619 | $329 million | 11.70% | 0.39% |
| Q1 2026 | $622 million | 43,222 | $318 million | 11.51% | 0.44% |
| Q4 2025 | $608 million | 42,772 | $319 million | 11.54% | 0.47% |
| Q3 2025 | $591 million | 42,498 | $317 million | 11.52% | 0.44% |
| Q2 2025 | $580 million | 41,955 | $308 million | 11.24% | 0.40% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 993,542 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for G.p.o. Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- GPO Federal Credit Union (main office)
4311 Middle Settlement Rd, New Hartford, NY 13413 - GPO Federal Credit Union
4311 Middle Settlement Rd, New Hartford, NY 13413 - GPO Federal Credit Union
301 Bleecker St, Utica, NY 13501 - GPO Federal Credit Union
3 Central Plz, Ilion, NY 13357 - GPO Federal Credit Union
39 N Main St, Dolgeville, NY 13329 - GPO Federal Credit Union
1000 Oneida Plaza Dr, Oneida, NY 13421 - GPO Federal Credit Union
2711 Genesee St, Utica, NY 13501 - GPO Federal Credit Union
8585 State Route 28, Barneveld, NY 13304 - GPO Federal Credit Union
1701 N James St, Rome, NY 13440
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology